SIREN : 441928744
LOFREDO is a French company founded 24 years ago, specialized in the sector Hypermarchés. Based in SAUMUR (49400), this company of category PME shows in 2024 a revenue of 37.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 37 218 787 € | 38 274 589 € | 36 260 242 € | 33 302 498 € | 31 167 919 € | 31 598 145 € | 33 491 258 € | 31 334 847 € | 29 961 930 € |
| Net income | 241 311 € | 209 846 € | 287 385 € | 234 791 € | 366 517 € | 317 997 € | 203 294 € | 287 692 € | 164 154 € |
| EBITDA | 402 089 € | 401 808 € | 666 012 € | 638 720 € | 777 543 € | 715 761 € | 611 722 € | 673 668 € | 548 280 € |
| Net margin | 0.6% | 0.5% | 0.8% | 0.7% | 1.2% | 1.0% | 0.6% | 0.9% | 0.5% |
In 2024, LOFREDO achieves revenue of 37.2 M€. Revenue is growing positively over 9 years (CAGR: +2.7%). Slight decline of -3% vs 2023. After deducting consumption (30.7 M€), gross margin stands at 6.5 M€, i.e. a rate of 18%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 402 k€, representing 1.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 241 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.
37 218 787 €
6 546 429 €
402 089 €
191 697 €
241 311 €
1.1%
The debt ratio (= Financial debt / Equity x 100) stands at 165%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 1.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
165.248%
19.059%
1.24%
6.675
37.2%
In 2024, the debt ratio of LOFREDO (165.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of LOFREDO (19.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LOFREDO (6.67) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 91.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 18.0x. Operating income very largely covers interest expenses: high safety margin.
91.418
17.988
In 2024, the liquidity ratio of LOFREDO (91.42) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of LOFREDO (18.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 37 days. Excellent situation: suppliers finance 33 days of the operating cycle (retail model). Inventory turnover is 24 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 24 days of revenue, i.e. 2.5 M€ to permanently finance.
2 487 332 €
4 j
37 j
24 j
24 j
Based on 551 transactions of similar company sales in 2024, the value of LOFREDO is estimated at 3 798 852 € (range 1 853 895€ - 7 374 292€). With an EBITDA of 402 089€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LOFREDO with other companies in the same sector:
The revenue of LOFREDO in 2024 is 37.2 M€.
Yes, LOFREDO generated a net profit of 241 k€ in 2024.
The headquarters of LOFREDO is located in SAUMUR (49400), in the department Maine-et-Loire.
The tax return of LOFREDO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LOFREDO operates in the sector Hypermarchés (NAF code 47.11F). See the 'Sector positioning' section above to compare the company with its competitors.