SIREN : 398838359
LOC'OTO is a French company founded 31 years ago, specialized in the sector Location de longue durée de voitures et de véhicules automobiles légers. Based in NANTES (44100), this company of category ETI shows in 2024 a revenue of 6.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6 255 858 € | 4 337 637 € | 2 190 024 € | 701 626 € | 6 708 755 € | 13 218 147 € | 9 472 290 € | 9 114 945 € | 11 654 € | 4 942 € |
| Net income | 107 581 € | -70 343 € | 47 453 € | -212 697 € | -40 648 € | 2 685 € | 1 304 € | -2 532 € | 11 480 € | 190 924 € |
| EBITDA | 4 587 756 € | 3 056 204 € | 1 287 295 € | 180 700 € | 83 308 € | 36 168 € | 24 511 € | 7 617 € | -38 993 € | -21 875 € |
| Net margin | 1.7% | -1.6% | 2.2% | -30.3% | -0.6% | 0.0% | 0.0% | -0.0% | 98.5% | 3863.3% |
In 2024, LOC'OTO achieves revenue of 6.3 M€. Over the period 2015-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +121.2%. Vs 2023, growth of +44% (4.3 M€ -> 6.3 M€). After deducting consumption (26 k€), gross margin stands at 6.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4.6 M€, representing 73.3% of revenue. Positive scissor effect: EBITDA margin improves by +2.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 108 k€, i.e. 1.7% of revenue. This profit can be retained or distributed to shareholders.
6 255 858 €
6 230 303 €
4 587 756 €
1 245 018 €
107 581 €
73.3%
The debt ratio (= Financial debt / Equity x 100) stands at 556%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 63.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
555.804%
14.314%
62.975%
5.001
76.4%
In 2024, the debt ratio of LOC'OTO (555.80) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of LOC'OTO (14.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LOC'OTO (5.00) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 330.14. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.3x. Operating income very largely covers interest expenses: high safety margin.
330.138
16.349
In 2024, the liquidity ratio of LOC'OTO (330.14) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of LOC'OTO (16.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 14 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 59 days. Excellent situation: suppliers finance 45 days of the operating cycle (retail model). Overall, WCR represents 164 days of revenue, i.e. 2.8 M€ to permanently finance. Over 2015-2024, WCR increased by +16188%, requiring additional financing.
2 845 102 €
14 j
59 j
0 j
164 j
Based on 276 transactions of similar company sales (all years), the value of LOC'OTO is estimated at 32 052 027 € (range 6 602 642€ - 43 766 657€). With an EBITDA of 4 587 756€, the sector multiple of 11.9x is applied. The price/revenue ratio is 2.33x (premium valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 276 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LOC'OTO with other companies in the same sector:
The revenue of LOC'OTO in 2024 is 6.3 M€.
Yes, LOC'OTO generated a net profit of 108 k€ in 2024.
The headquarters of LOC'OTO is located in NANTES (44100), in the department Loire-Atlantique.
The tax return of LOC'OTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LOC'OTO operates in the sector Location de longue durée de voitures et de véhicules automobiles légers (NAF code 77.11B). See the 'Sector positioning' section above to compare the company with its competitors.