SIREN : 953957214
LOBEL is a French company founded 2 years ago, specialized in the sector Activités des sociétés holding. Based in MONTARNAUD (34570), this company of category PME shows in 2024 a revenue of 186 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 186 330 € | 47 314 € |
| Net income | 405 039 € | 214 416 € |
| EBITDA | 7 122 € | 17 394 € |
| Net margin | 217.4% | 453.2% |
In 2024, LOBEL achieves revenue of 186 k€. Vs 2023, growth of +294% (47 k€ -> 186 k€). After deducting consumption (0 €), gross margin stands at 186 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 7 k€, representing 3.8% of revenue. Warning negative scissor effect: despite revenue change (+294%), EBITDA varies by -59%, reducing margin by 32.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 405 k€, i.e. 217.4% of revenue. This profit can be retained or distributed to shareholders.
186 330 €
186 330 €
7 122 €
10 723 €
405 039 €
3.8%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 215.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.686%
98.815%
215.445%
0.137
In 2024, the debt ratio of LOBEL (0.69) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of LOBEL (98.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of LOBEL (0.14) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 151.26. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 213.6x. Operating income very largely covers interest expenses: high safety margin.
151.256
213.634
In 2024, the liquidity ratio of LOBEL (151.26) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of LOBEL (213.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Excellent situation: suppliers finance 42 days of the operating cycle (retail model). WCR is negative (-71 days): operations structurally generate cash.
-36 530 €
0 j
42 j
0 j
-71 j
Based on 54 transactions of similar company sales
in 2024,
the value of LOBEL is estimated at
168 400 €
(range 98 819€ - 673 805€).
With an EBITDA of 7 122€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LOBEL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of LOBEL in 2024 is 186 k€.
Yes, LOBEL generated a net profit of 405 k€ in 2024.
The headquarters of LOBEL is located in MONTARNAUD (34570), in the department Herault.
The tax return of LOBEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LOBEL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.