SIREN : 829454230
LOANE is a French company founded 8 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in MARSEILLE 12 (13012), this company of category PME shows in 2022 a revenue of 222 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|
| Revenue | 221 734 € | 223 860 € | 157 844 € | 161 898 € |
| Net income | 60 019 € | 57 438 € | 8 305 € | 23 701 € |
| EBITDA | 94 894 € | 103 050 € | 40 372 € | 59 408 € |
| Net margin | 27.1% | 25.7% | 5.3% | 14.6% |
In 2022, LOANE achieves revenue of 222 k€. Over the period 2019-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +11.1%. Slight decline of -1% vs 2021. After deducting consumption (0 €), gross margin stands at 222 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 95 k€, representing 42.8% of revenue. Warning negative scissor effect: despite revenue change (-1%), EBITDA varies by -8%, reducing margin by 3.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 60 k€, i.e. 27.1% of revenue. This profit can be retained or distributed to shareholders.
221 734 €
221 734 €
94 894 €
74 860 €
60 019 €
42.8%
The debt ratio (= Financial debt / Equity x 100) stands at 96%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 36.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
96.411%
46.072%
36.101%
1.338
38.7%
In 2022, the debt ratio of LOANE (96.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of LOANE (46.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of LOANE (1.34) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 182.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.5x. Danger: operating income does not cover interest charges, unsustainable situation.
182.119
0.529
In 2022, the liquidity ratio of LOANE (182.12) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of LOANE (0.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. Excellent situation: suppliers finance 49 days of the operating cycle (retail model). WCR is negative (-0 days): operations structurally generate cash. Over 2019-2022, WCR increased by +100%, requiring additional financing.
-140 €
0 j
49 j
0 j
0 j
Based on 130 transactions of similar company sales in 2022, the value of LOANE is estimated at 257 886 € (range 129 199€ - 483 711€). With an EBITDA of 94 894€, the sector multiple of 3.9x is applied. The price/revenue ratio is 0.31x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 130 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LOANE with other companies in the same sector:
Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers
The revenue of LOANE in 2022 is 222 k€.
Yes, LOANE generated a net profit of 60 k€ in 2022.
The headquarters of LOANE is located in MARSEILLE 12 (13012), in the department Bouches-du-Rhone.
The tax return of LOANE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LOANE operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.