Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

LES TOITS DE LA LOIRE : revenue, balance sheet and financial ratios

LES TOITS DE LA LOIRE is a French company founded 19 years ago, specialized in the sector Travaux de couverture par éléments. Based in MONTBRISON (42600), this company of category PME shows in 2025 a net income positive of 172 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LES TOITS DE LA LOIRE (SIREN 497762112)
Indicator 2025 2024 2023 2022 2021 2020
Revenue N/C N/C N/C N/C N/C N/C
Net income 172 134 € 41 510 € 135 022 € 96 708 € 42 738 € 81 424 €
EBITDA N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, LES TOITS DE LA LOIRE generates positive net income of 172 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2025: 81 k€ -> 172 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

172 134 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 60%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

60.302%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

42.563%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

39.0%

Solvency indicators evolution
LES TOITS DE LA LOIRE

Sector positioning

Debt ratio
60.3 2025
2023
2024
2025
Q1: 5.5
Med: 19.37
Q3: 43.02
Watch

In 2025, the debt ratio of LES TOITS DE LA LOIRE (60.30) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
42.56% 2025
2023
2024
2025
Q1: 30.43%
Med: 48.45%
Q3: 62.62%
Average -20 pts over 3 years

In 2025, the financial autonomy of LES TOITS DE LA LOIRE (42.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 208.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

208.047

Liquidity indicators evolution
LES TOITS DE LA LOIRE

Sector positioning

Liquidity ratio
208.05 2025
2023
2024
2025
Q1: 162.47
Med: 222.06
Q3: 326.0
Average

In 2025, the liquidity ratio of LES TOITS DE LA LOIRE (208.05) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Positioning of LES TOITS DE LA LOIRE in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of LES TOITS DE LA LOIRE is estimated at 464 488 € (range 235 774€ - 825 409€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
235k€ 464k€ 825k€
464 488 € Range: 235 774€ - 825 409€
NAF 5 all-time

Valuation method used

Net Income Multiple
172 134 € × 2.7x = 464 488 €
Range: 235 775€ - 825 409€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare LES TOITS DE LA LOIRE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about LES TOITS DE LA LOIRE

What is the revenue of LES TOITS DE LA LOIRE ?

The revenue of LES TOITS DE LA LOIRE is not publicly disclosed (confidential accounts filed with INPI).

Is LES TOITS DE LA LOIRE profitable?

Yes, LES TOITS DE LA LOIRE generated a net profit of 172 k€ in 2025.

Where is the headquarters of LES TOITS DE LA LOIRE ?

The headquarters of LES TOITS DE LA LOIRE is located in MONTBRISON (42600), in the department Loire.

Where to find the tax return of LES TOITS DE LA LOIRE ?

The tax return of LES TOITS DE LA LOIRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LES TOITS DE LA LOIRE operate?

LES TOITS DE LA LOIRE operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.