Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

LES NOUVELLES ASSURANCES : revenue, balance sheet and financial ratios

LES NOUVELLES ASSURANCES is a French company founded 12 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SOMMIERES (30250), this company of category PME shows in 2025 a net income positive of 236 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LES NOUVELLES ASSURANCES (SIREN 801533217)
Indicator 2025 2024 2023 2022
Revenue N/C N/C N/C N/C
Net income 236 212 € 114 913 € 104 607 € 141 251 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2025, LES NOUVELLES ASSURANCES generates positive net income of 236 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2025: 141 k€ -> 236 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

236 212 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

19.894%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.504%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

78.8%

Solvency indicators evolution
LES NOUVELLES ASSURANCES

Sector positioning

Debt ratio
19.89 2025
2023
2024
2025
Q1: 0.0
Med: 4.8
Q3: 43.33
Average

In 2025, the debt ratio of LES NOUVELLES ASSURANCES (19.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
27.5% 2025
2023
2024
2025
Q1: 13.31%
Med: 50.74%
Q3: 79.01%
Average +5 pts over 3 years

In 2025, the financial autonomy of LES NOUVELLES ASSURANCES (27.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 131.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

131.774

Liquidity indicators evolution
LES NOUVELLES ASSURANCES

Sector positioning

Liquidity ratio
131.77 2025
2023
2024
2025
Q1: 158.14
Med: 330.46
Q3: 854.85
Watch -11 pts over 3 years

In 2025, the liquidity ratio of LES NOUVELLES ASSURANCES (131.77) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of LES NOUVELLES ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of LES NOUVELLES ASSURANCES is estimated at 475 416 € (range 224 881€ - 2 170 703€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
193 transactions
224k€ 475k€ 2170k€
475 416 € Range: 224 881€ - 2 170 703€
NAF 5 all-time

Valuation method used

Net Income Multiple
236 212 € × 2.0x = 475 417 €
Range: 224 881€ - 2 170 704€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare LES NOUVELLES ASSURANCES with other companies in the same sector:

Frequently asked questions about LES NOUVELLES ASSURANCES

What is the revenue of LES NOUVELLES ASSURANCES ?

The revenue of LES NOUVELLES ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is LES NOUVELLES ASSURANCES profitable?

Yes, LES NOUVELLES ASSURANCES generated a net profit of 236 k€ in 2025.

Where is the headquarters of LES NOUVELLES ASSURANCES ?

The headquarters of LES NOUVELLES ASSURANCES is located in SOMMIERES (30250), in the department Gard.

Where to find the tax return of LES NOUVELLES ASSURANCES ?

The tax return of LES NOUVELLES ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LES NOUVELLES ASSURANCES operate?

LES NOUVELLES ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.