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LES COUVREURS DU PIC : revenue, balance sheet and financial ratios

LES COUVREURS DU PIC is a French company founded 10 years ago, specialized in the sector Travaux de couverture par éléments. Based in MONTVERDUN (42130), this company of category PME shows in 2018 a revenue of 550 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LES COUVREURS DU PIC (SIREN 818884918)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018
Revenue N/C N/C N/C N/C N/C N/C N/C 549 791 €
Net income 44 452 € 57 147 € 66 390 € 72 227 € 67 139 € 29 966 € 49 471 € 48 132 €
EBITDA N/C N/C N/C N/C N/C N/C N/C 74 208 €
Net margin N/C N/C N/C N/C N/C N/C N/C 8.8%

Revenue and income statement

In 2025, LES COUVREURS DU PIC generates positive net income of 44 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2025: 48 k€ -> 44 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

44 452 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 48%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

47.715%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

44.832%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.3%

Solvency indicators evolution
LES COUVREURS DU PIC

Sector positioning

Debt ratio
47.72 2025
2023
2024
2025
Q1: 5.69
Med: 19.61
Q3: 43.14
Average +19 pts over 3 years

In 2025, the debt ratio of LES COUVREURS DU PIC (47.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
44.83% 2025
2023
2024
2025
Q1: 30.43%
Med: 48.54%
Q3: 62.95%
Average -21 pts over 3 years

In 2025, the financial autonomy of LES COUVREURS DU PIC (44.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 207.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

207.454

Liquidity indicators evolution
LES COUVREURS DU PIC

Sector positioning

Liquidity ratio
207.45 2025
2023
2024
2025
Q1: 163.54
Med: 225.32
Q3: 328.83
Average -13 pts over 3 years

In 2025, the liquidity ratio of LES COUVREURS DU PIC (207.45) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LES COUVREURS DU PIC

Positioning of LES COUVREURS DU PIC in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of LES COUVREURS DU PIC is estimated at 119 949 € (range 60 886€ - 213 154€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
60k€ 119k€ 213k€
119 949 € Range: 60 886€ - 213 154€
NAF 5 all-time

Valuation method used

Net Income Multiple
44 452 € × 2.7x = 119 950 €
Range: 60 887€ - 213 154€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare LES COUVREURS DU PIC with other companies in the same sector:

Frequently asked questions about LES COUVREURS DU PIC

What is the revenue of LES COUVREURS DU PIC ?

The revenue of LES COUVREURS DU PIC in 2018 is 550 k€.

Is LES COUVREURS DU PIC profitable?

Yes, LES COUVREURS DU PIC generated a net profit of 44 k€ in 2025.

Where is the headquarters of LES COUVREURS DU PIC ?

The headquarters of LES COUVREURS DU PIC is located in MONTVERDUN (42130), in the department Loire.

Where to find the tax return of LES COUVREURS DU PIC ?

The tax return of LES COUVREURS DU PIC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LES COUVREURS DU PIC operate?

LES COUVREURS DU PIC operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.