LES COTTAGES SAINT MARTIN : revenue, balance sheet and financial ratios

LES COTTAGES SAINT MARTIN is a French company founded 29 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in TALMONT-SAINT-HILAIRE (85440), this company of category PME shows in 2021 a revenue of 4 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LES COTTAGES SAINT MARTIN (SIREN 410642706)
Indicator 2021 2020 2019 2018 2017 2016
Revenue 4 392 € 392 € 1 920 € 1 712 € 9 201 € 5 667 €
Net income 0 € 0 € 0 € 0 € 0 € 0 €
EBITDA -185 271 € -174 308 € -189 555 € -189 906 € -193 578 € -182 561 €
Net margin 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

Revenue and income statement

In 2021, LES COTTAGES SAINT MARTIN achieves revenue of 4 k€. Activity remains stable over the period (CAGR: -5.0%). Vs 2020, growth of +1020% (392 € -> 4 k€). After deducting consumption (0 €), gross margin stands at 4 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -185 k€, representing -4218.4% of revenue. Positive scissor effect: EBITDA margin improves by +40248.0 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at 0 € (0.0% of revenue), which will impact equity.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 392 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 392 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-185 271 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 374 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-4218.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 59%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

58.741%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

54.932%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-4277.709%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.965

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

15.7%

Solvency indicators evolution
LES COTTAGES SAINT MARTIN

Sector positioning

Debt ratio
58.74 2021
2019
2020
2021
Q1: 0.0
Med: 10.87
Q3: 80.51
Average

In 2021, the debt ratio of LES COTTAGES SAINT MARTIN (58.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
54.93% 2021
2019
2020
2021
Q1: 3.76%
Med: 15.9%
Q3: 47.5%
Excellent

In 2021, the financial autonomy of LES COTTAGES SAINT MARTIN (54.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.96 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.12 years
Q3: 3.58 years
Excellent

In 2021, the repayment capacity of LES COTTAGES SAINT MARTIN (-0.96) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 349.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

349.489

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-1.283

Liquidity indicators evolution
LES COTTAGES SAINT MARTIN

Sector positioning

Liquidity ratio
349.49 2021
2019
2020
2021
Q1: 101.64
Med: 121.16
Q3: 392.63
Good

In 2021, the liquidity ratio of LES COTTAGES SAINT MARTIN (349.49) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-1.28x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 3.57x
Average

In 2021, the interest coverage of LES COTTAGES SAINT MARTIN (-1.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3276 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 166 days. The gap of 3110 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 16100 days of revenue, i.e. 196 k€ to permanently finance. Over 2016-2021, WCR increased by +116%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

196 424 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

3276 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

166 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

16100 j

WCR and payment terms evolution
LES COTTAGES SAINT MARTIN

Positioning of LES COTTAGES SAINT MARTIN in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 58 transactions of similar company sales in 2021, the value of LES COTTAGES SAINT MARTIN is estimated at 6 471 € (range 1 191€ - 7 131€). The price/revenue ratio is 1.47x (premium valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
58 tx
1k€ 6k€ 7k€
6 471 € Range: 1 191€ - 7 131€
NAF 5 année 2021

Valuation method used

Revenue Multiple
4 392 € × 1.47x = 6 471 €
Range: 1 192€ - 7 132€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare LES COTTAGES SAINT MARTIN with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about LES COTTAGES SAINT MARTIN

What is the revenue of LES COTTAGES SAINT MARTIN ?

The revenue of LES COTTAGES SAINT MARTIN in 2021 is 4 k€.

Is LES COTTAGES SAINT MARTIN profitable?

Profitability information is not publicly available.

Where is the headquarters of LES COTTAGES SAINT MARTIN ?

The headquarters of LES COTTAGES SAINT MARTIN is located in TALMONT-SAINT-HILAIRE (85440), in the department Vendee.

Where to find the tax return of LES COTTAGES SAINT MARTIN ?

The tax return of LES COTTAGES SAINT MARTIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LES COTTAGES SAINT MARTIN operate?

LES COTTAGES SAINT MARTIN operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.