SIREN : 448009043
LES CLEFS DU FOREZ is a French company founded 23 years ago, specialized in the sector Agences immobilières. Based in FEURS (42110), this company of category PME shows in 2025 a revenue of 919 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 918 857 € | 646 985 € | 678 992 € | 712 598 € |
| Net income | 95 661 € | 36 512 € | 41 476 € | 28 675 € |
| EBITDA | 194 152 € | 91 079 € | 36 914 € | 22 288 € |
| Net margin | 10.4% | 5.6% | 6.1% | 4.0% |
In 2025, LES CLEFS DU FOREZ achieves revenue of 919 k€. Over the period 2022-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +8.8%. Vs 2024, growth of +42% (647 k€ -> 919 k€). After deducting consumption (0 €), gross margin stands at 919 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 194 k€, representing 21.1% of revenue. Positive scissor effect: EBITDA margin improves by +7.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 96 k€, i.e. 10.4% of revenue. This profit can be retained or distributed to shareholders.
918 857 €
918 857 €
194 152 €
118 335 €
95 661 €
21.1%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
10.266%
48.051%
10.948%
0.158
24.6%
In 2025, the debt ratio of LES CLEFS DU FOREZ (10.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of LES CLEFS DU FOREZ (48.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of LES CLEFS DU FOREZ (0.16) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 189.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
189.725
0.231
In 2025, the liquidity ratio of LES CLEFS DU FOREZ (189.72) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of LES CLEFS DU FOREZ (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 13 days. Favorable situation: supplier credit is longer than customer credit by 13 days. WCR is negative (-45 days): operations structurally generate cash. Notable WCR improvement over the period (-28%), freeing up cash.
-114 784 €
0 j
13 j
0 j
-45 j
Based on 55 transactions of similar company sales
in 2025,
the value of LES CLEFS DU FOREZ is estimated at
377 198 €
(range 130 978€ - 709 137€).
With an EBITDA of 194 152€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.21x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LES CLEFS DU FOREZ with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of LES CLEFS DU FOREZ in 2025 is 919 k€.
Yes, LES CLEFS DU FOREZ generated a net profit of 96 k€ in 2025.
The headquarters of LES CLEFS DU FOREZ is located in FEURS (42110), in the department Loire.
The tax return of LES CLEFS DU FOREZ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LES CLEFS DU FOREZ operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.