LES ASSURANCES DU VUACHE : revenue, balance sheet and financial ratios

LES ASSURANCES DU VUACHE is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NEYDENS (74160), this company of category PME shows in 2021 a revenue of 18 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LES ASSURANCES DU VUACHE (SIREN 814982492)
Indicator 2022 2021 2020 2017
Revenue N/C 17 854 € 15 384 € 7 911 €
Net income 186 € 398 € 45 € 707 €
EBITDA N/C 463 € -29 € -464 €
Net margin N/C 2.2% 0.3% 8.9%

Revenue and income statement

In 2022, LES ASSURANCES DU VUACHE generates positive net income of 186 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2022: 707 € -> 186 €.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

186 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.795%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

65.116%

Solvency indicators evolution
LES ASSURANCES DU VUACHE

Sector positioning

Debt ratio
0.8 2022
2020
2021
2022
Q1: 0.03
Med: 12.53
Q3: 62.73
Good -14 pts over 3 years

In 2022, the debt ratio of LES ASSURANCES DU VUACHE (0.80) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
65.12% 2022
2020
2021
2022
Q1: 17.6%
Med: 47.13%
Q3: 73.76%
Good -5 pts over 3 years

In 2022, the financial autonomy of LES ASSURANCES DU VUACHE (65.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.41 years 2021
2020
2021
Q1: 0.0 years
Med: 0.16 years
Q3: 2.52 years
Average -12 pts over 2 years

In 2021, the repayment capacity of LES ASSURANCES DU VUACHE (1.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 243.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

243.79

Liquidity indicators evolution
LES ASSURANCES DU VUACHE

Sector positioning

Liquidity ratio
243.79 2022
2020
2021
2022
Q1: 119.04
Med: 233.39
Q3: 514.95
Good -11 pts over 3 years

In 2022, the liquidity ratio of LES ASSURANCES DU VUACHE (243.79) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2021
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 1.54x
Average

In 2021, the interest coverage of LES ASSURANCES DU VUACHE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LES ASSURANCES DU VUACHE

Positioning of LES ASSURANCES DU VUACHE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of LES ASSURANCES DU VUACHE is estimated at 374 € (range 177€ - 1 709€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
0k€ 0k€ 1k€
374 € Range: 177€ - 1 709€
NAF 5 all-time

Valuation method used

Net Income Multiple
186 € × 2.0x = 374 €
Range: 177€ - 1 709€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare LES ASSURANCES DU VUACHE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about LES ASSURANCES DU VUACHE

What is the revenue of LES ASSURANCES DU VUACHE ?

The revenue of LES ASSURANCES DU VUACHE in 2021 is 18 k€.

Is LES ASSURANCES DU VUACHE profitable?

Yes, LES ASSURANCES DU VUACHE generated a net profit of 186€ in 2022.

Where is the headquarters of LES ASSURANCES DU VUACHE ?

The headquarters of LES ASSURANCES DU VUACHE is located in NEYDENS (74160), in the department Haute-Savoie.

Where to find the tax return of LES ASSURANCES DU VUACHE ?

The tax return of LES ASSURANCES DU VUACHE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LES ASSURANCES DU VUACHE operate?

LES ASSURANCES DU VUACHE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.