LES AGENCES DU PANORAMA : revenue, balance sheet and financial ratios

LES AGENCES DU PANORAMA is a French company founded 47 years ago, specialized in the sector Agences immobilières. Based in CABRIS (06530), this company of category PME shows in 2019 a revenue of 364 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LES AGENCES DU PANORAMA (SIREN 317167864)
Indicator 2020 2019 2018 2017 2016
Revenue N/C 363 883 € 355 625 € 287 417 € 276 017 €
Net income 67 802 € 48 853 € 44 766 € 30 935 € 36 921 €
EBITDA N/C 59 685 € 61 508 € 36 385 € 44 429 €
Net margin N/C 13.4% 12.6% 10.8% 13.4%

Revenue and income statement

In 2020, LES AGENCES DU PANORAMA generates positive net income of 68 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2020: 37 k€ -> 68 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

67 802 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

3.494%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

77.41%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

51.6%

Solvency indicators evolution
LES AGENCES DU PANORAMA

Sector positioning

Debt ratio
3.49 2020
2018
2019
2020
Q1: 0.02
Med: 18.52
Q3: 93.75
Good -21 pts over 3 years

In 2020, the debt ratio of LES AGENCES DU PANORAMA (3.49) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
77.41% 2020
2018
2019
2020
Q1: 7.64%
Med: 31.23%
Q3: 59.48%
Excellent

In 2020, the financial autonomy of LES AGENCES DU PANORAMA (77.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.35 years 2019
2018
2019
Q1: 0.0 years
Med: 0.01 years
Q3: 1.3 years
Average

In 2019, the repayment capacity of LES AGENCES DU PANORAMA (0.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 464.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

464.828

Liquidity indicators evolution
LES AGENCES DU PANORAMA

Sector positioning

Liquidity ratio
464.83 2020
2018
2019
2020
Q1: 117.75
Med: 199.64
Q3: 409.63
Excellent

In 2020, the liquidity ratio of LES AGENCES DU PANORAMA (464.83) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2019
2018
2019
Q1: 0.0x
Med: 0.0x
Q3: 1.32x
Average

In 2019, the interest coverage of LES AGENCES DU PANORAMA (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LES AGENCES DU PANORAMA

Positioning of LES AGENCES DU PANORAMA in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 99 transactions of similar company sales in 2020, the value of LES AGENCES DU PANORAMA is estimated at 170 675 € (range 51 859€ - 908 363€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
99 tx
51k€ 170k€ 908k€
170 675 € Range: 51 859€ - 908 363€
NAF 5 année 2020

Valuation method used

Net Income Multiple
67 802 € × 2.5x = 170 676 €
Range: 51 860€ - 908 363€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare LES AGENCES DU PANORAMA with other companies in the same sector:

Frequently asked questions about LES AGENCES DU PANORAMA

What is the revenue of LES AGENCES DU PANORAMA ?

The revenue of LES AGENCES DU PANORAMA in 2019 is 364 k€.

Is LES AGENCES DU PANORAMA profitable?

Yes, LES AGENCES DU PANORAMA generated a net profit of 68 k€ in 2020.

Where is the headquarters of LES AGENCES DU PANORAMA ?

The headquarters of LES AGENCES DU PANORAMA is located in CABRIS (06530), in the department Alpes-Maritimes.

Where to find the tax return of LES AGENCES DU PANORAMA ?

The tax return of LES AGENCES DU PANORAMA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LES AGENCES DU PANORAMA operate?

LES AGENCES DU PANORAMA operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.