SIREN : 488254772
LEMAN FINANCES is a French company founded 20 years ago, specialized in the sector Activités des sociétés holding. Based in FERNEY-VOLTAIRE (01210), this company of category PME shows in 2025 a revenue of 240 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | 240 000 € | 240 000 € | 225 000 € | 240 000 € | 220 000 € | 240 000 € |
| Net income | 6 446 € | 8 495 € | 4 670 € | 9 035 € | 6 722 € | 15 410 € |
| EBITDA | 29 773 € | 22 316 € | 28 963 € | 30 845 € | -12 766 € | 12 385 € |
| Net margin | 2.7% | 3.5% | 2.1% | 3.8% | 3.1% | 6.4% |
In 2025, LEMAN FINANCES achieves revenue of 240 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 240 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 30 k€, representing 12.4% of revenue. Positive scissor effect: EBITDA margin improves by +3.1 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 2.7% of revenue. This profit can be retained or distributed to shareholders.
240 000 €
240 000 €
29 773 €
29 773 €
6 446 €
12.4%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
4.828%
27.42%
2.686%
2.465
In 2025, the debt ratio of LEMAN FINANCES (4.83) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of LEMAN FINANCES (27.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of LEMAN FINANCES (2.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 86.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 78.1x. Operating income very largely covers interest expenses: high safety margin.
86.309
78.135
In 2025, the liquidity ratio of LEMAN FINANCES (86.31) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of LEMAN FINANCES (78.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. Favorable situation: supplier credit is longer than customer credit by 17 days. WCR is negative (-174 days): operations structurally generate cash.
-116 177 €
0 j
17 j
0 j
-174 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 71 548€ to 212 005€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LEMAN FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of LEMAN FINANCES in 2025 is 240 k€.
Yes, LEMAN FINANCES generated a net profit of 6 k€ in 2025.
The headquarters of LEMAN FINANCES is located in FERNEY-VOLTAIRE (01210), in the department Ain.
The tax return of LEMAN FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LEMAN FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.