LECOINDRE GROUPE FINANCES : revenue, balance sheet and financial ratios

LECOINDRE GROUPE FINANCES is a French company founded 15 years ago, specialized in the sector Activités des sièges sociaux. Based in LA BOISSIERE-DU-DORE (44430), this company of category PME shows in 2025 a revenue of 94 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LECOINDRE GROUPE FINANCES (SIREN 531216299)
Indicator 2025 2024 2023 2021 2020 2019 2018 2017 2016
Revenue 94 500 € 135 750 € 149 675 € 112 540 € 104 700 € 113 100 € 110 100 € 111 600 € 99 600 €
Net income 92 404 € 158 815 € 132 748 € 79 491 € 77 791 € 62 678 € 55 680 € 103 331 € 91 438 €
EBITDA -16 853 € 36 074 € 46 402 € 22 013 € 19 727 € 27 501 € 22 501 € 24 132 € 14 500 €
Net margin 97.8% 117.0% 88.7% 70.6% 74.3% 55.4% 50.6% 92.6% 91.8%

Revenue and income statement

In 2025, LECOINDRE GROUPE FINANCES achieves revenue of 94 k€. Activity remains stable over the period (CAGR: -0.6%). Significant drop of -30% vs 2024. After deducting consumption (0 €), gross margin stands at 94 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -17 k€, representing -17.8% of revenue. Warning negative scissor effect: despite revenue change (-30%), EBITDA varies by -147%, reducing margin by 44.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 92 k€, i.e. 97.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

94 500 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

94 500 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-16 853 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-16 909 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

92 404 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-17.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 11%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 97.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

10.921%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

89.497%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

97.838%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.374

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

99.6%

Solvency indicators evolution
LECOINDRE GROUPE FINANCES

Sector positioning

Debt ratio
10.92 2025
2023
2024
2025
Q1: 0.09
Med: 12.76
Q3: 78.81
Good -6 pts over 3 years

In 2025, the debt ratio of LECOINDRE GROUPE FINANCES (10.92) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
89.5% 2025
2023
2024
2025
Q1: 14.02%
Med: 56.52%
Q3: 88.87%
Excellent

In 2025, the financial autonomy of LECOINDRE GROUPE FINANCES (89.5%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.37 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.28 years
Q3: 3.38 years
Average

In 2025, the repayment capacity of LECOINDRE GROUPE FINANCES (1.37) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 7317.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

7317.21

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
LECOINDRE GROUPE FINANCES

Sector positioning

Liquidity ratio
7317.21 2025
2023
2024
2025
Q1: 131.38
Med: 522.59
Q3: 2610.36
Excellent

In 2025, the liquidity ratio of LECOINDRE GROUPE FINANCES (7317.21) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: -43.56x
Med: 0.0x
Q3: 1.96x
Good -25 pts over 3 years

In 2025, the interest coverage of LECOINDRE GROUPE FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 86 days. Excellent situation: suppliers finance 86 days of the operating cycle (retail model). Overall, WCR represents 5 days of revenue, i.e. 1 k€ to permanently finance. Notable WCR improvement over the period (-95%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 395 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

86 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

5 j

WCR and payment terms evolution
LECOINDRE GROUPE FINANCES

Positioning of LECOINDRE GROUPE FINANCES in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 54 transactions of similar company sales in 2025, the value of LECOINDRE GROUPE FINANCES is estimated at 137 952 € (range 45 669€ - 250 810€). The price/revenue ratio is 0.63x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
54 tx
45k€ 137k€ 250k€
137 952 € Range: 45 669€ - 250 810€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
94 500 € × 0.63x
Estimation 59 613 €
24 794€ - 67 382€
Net Income Multiple 20%
92 404 € × 2.8x
Estimation 255 463 €
76 982€ - 525 954€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare LECOINDRE GROUPE FINANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about LECOINDRE GROUPE FINANCES

What is the revenue of LECOINDRE GROUPE FINANCES ?

The revenue of LECOINDRE GROUPE FINANCES in 2025 is 94 k€.

Is LECOINDRE GROUPE FINANCES profitable?

Yes, LECOINDRE GROUPE FINANCES generated a net profit of 92 k€ in 2025.

Where is the headquarters of LECOINDRE GROUPE FINANCES ?

The headquarters of LECOINDRE GROUPE FINANCES is located in LA BOISSIERE-DU-DORE (44430), in the department Loire-Atlantique.

Where to find the tax return of LECOINDRE GROUPE FINANCES ?

The tax return of LECOINDRE GROUPE FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LECOINDRE GROUPE FINANCES operate?

LECOINDRE GROUPE FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.