SIREN : 437635774
LE PANORAMIC is a French company founded 25 years ago, specialized in the sector Supports juridiques de programmes. Based in SAINT-FLORENT (20217), this company of category PME shows in 2024 a revenue of 150 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 149 859 € | 151 352 € |
| Net income | 49 717 € | -173 € |
| EBITDA | 42 522 € | 24 961 € |
| Net margin | 33.2% | -0.1% |
In 2024, LE PANORAMIC achieves revenue of 150 k€. Slight decline of -1% vs 2023. After deducting consumption (0 €), gross margin stands at 150 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 43 k€, representing 28.4% of revenue. Positive scissor effect: EBITDA margin improves by +11.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 50 k€, i.e. 33.2% of revenue. This profit can be retained or distributed to shareholders.
149 859 €
149 859 €
42 522 €
24 961 €
49 717 €
28.4%
The debt ratio (= Financial debt / Equity x 100) stands at -297%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -36%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 45.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-296.678%
-36.483%
45.278%
6.104
26.5%
In 2024, the debt ratio of LE PANORAMIC (-296.68) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of LE PANORAMIC (-36.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LE PANORAMIC (6.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 120.61. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.6x. Financial charges are adequately covered by operations.
120.613
2.587
In 2024, the liquidity ratio of LE PANORAMIC (120.61) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of LE PANORAMIC (2.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 392 days. Excellent situation: suppliers finance 392 days of the operating cycle (retail model). Overall, WCR represents 140 days of revenue, i.e. 58 k€ to permanently finance.
58 444 €
0 j
392 j
0 j
140 j
Based on 80 transactions of similar company sales
(all years),
the value of LE PANORAMIC is estimated at
57 262 €
(range 20 586€ - 160 066€).
With an EBITDA of 42 522€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LE PANORAMIC with other companies in the same sector:
Voir toutes les statistiques du secteur Supports juridiques de programmes
The revenue of LE PANORAMIC in 2024 is 150 k€.
Yes, LE PANORAMIC generated a net profit of 50 k€ in 2024.
The headquarters of LE PANORAMIC is located in SAINT-FLORENT (20217).
The tax return of LE PANORAMIC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LE PANORAMIC operates in the sector Supports juridiques de programmes (NAF code 41.10D). See the 'Sector positioning' section above to compare the company with its competitors.