LE JACQUARD FRANCAIS : revenue, balance sheet and financial ratios

LE JACQUARD FRANCAIS is a French company founded 72 years ago, specialized in the sector Fabrication d'articles textiles, sauf habillement. Based in GERARDMER (88400), this company of category GE shows in 2024 a revenue of 12.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LE JACQUARD FRANCAIS (SIREN 505480137)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 12 664 270 € 12 749 090 € 13 600 473 € 12 067 528 € 10 126 753 € 13 892 304 € 13 920 859 € 13 358 603 €
Net income -1 235 094 € -644 771 € 115 608 € -524 765 € -833 155 € -903 742 € 551 548 € -3 274 595 €
EBITDA -608 750 € -522 832 € 538 743 € -183 998 € 8 281 € -268 094 € -111 361 € -7 840 869 €
Net margin -9.8% -5.1% 0.9% -4.3% -8.2% -6.5% 4.0% -24.5%

Revenue and income statement

In 2024, LE JACQUARD FRANCAIS achieves revenue of 12.7 M€. Activity remains stable over the period (CAGR: -0.8%). Slight decline of -1% vs 2023. After deducting consumption (2.3 M€), gross margin stands at 10.4 M€, i.e. a rate of 82%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -609 k€, representing -4.8% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -1.2 M€ (-9.8% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

12 664 270 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

10 385 591 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-608 750 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 123 917 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 235 094 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-4.8%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

20.909%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

64.963%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-4.341%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-3.221

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

12.0%

Solvency indicators evolution
LE JACQUARD FRANCAIS

Sector positioning

Debt ratio
20.91 2024
2022
2023
2024
Q1: 3.65
Med: 18.52
Q3: 54.59
Average +27 pts over 3 years

In 2024, the debt ratio of LE JACQUARD FRANCAIS (20.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
64.96% 2024
2022
2023
2024
Q1: 26.2%
Med: 49.95%
Q3: 68.42%
Good

In 2024, the financial autonomy of LE JACQUARD FRANCAIS (65.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-3.22 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.42 years
Q3: 2.61 years
Excellent

In 2024, the repayment capacity of LE JACQUARD FRANCAIS (-3.22) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 405.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

405.383

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-19.166

Liquidity indicators evolution
LE JACQUARD FRANCAIS

Sector positioning

Liquidity ratio
405.38 2024
2022
2023
2024
Q1: 181.63
Med: 272.21
Q3: 405.38
Excellent

In 2024, the liquidity ratio of LE JACQUARD FRANCAIS (405.38) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-19.17x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.66x
Q3: 7.45x
Watch -54 pts over 3 years

In 2024, the interest coverage of LE JACQUARD FRANCAIS (-19.2x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 28 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 57 days. Favorable situation: supplier credit is longer than customer credit by 29 days. Inventory turnover is 267 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 241 days of revenue, i.e. 8.5 M€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 469 231 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

28 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

57 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

267 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

241 j

WCR and payment terms evolution
LE JACQUARD FRANCAIS

Positioning of LE JACQUARD FRANCAIS in its sector

Comparison with sector Fabrication d'articles textiles, sauf habillement

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 975 045€ to 4 486 508€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
975k€ 1393k€ 4486k€
1 393 970 € Range: 975 045€ - 4 486 508€
NAF 4 all-time Aggregated at NAF sub-class level
How is this estimate calculated?

This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication d'articles textiles, sauf habillement)

Compare LE JACQUARD FRANCAIS with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication d'articles textiles, sauf habillement

Frequently asked questions about LE JACQUARD FRANCAIS

What is the revenue of LE JACQUARD FRANCAIS ?

The revenue of LE JACQUARD FRANCAIS in 2024 is 12.7 M€.

Is LE JACQUARD FRANCAIS profitable?

LE JACQUARD FRANCAIS recorded a net loss in 2024.

Where is the headquarters of LE JACQUARD FRANCAIS ?

The headquarters of LE JACQUARD FRANCAIS is located in GERARDMER (88400), in the department Vosges.

Where to find the tax return of LE JACQUARD FRANCAIS ?

The tax return of LE JACQUARD FRANCAIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LE JACQUARD FRANCAIS operate?

LE JACQUARD FRANCAIS operates in the sector Fabrication d'articles textiles, sauf habillement (NAF code 13.92Z). See the 'Sector positioning' section above to compare the company with its competitors.