LE FOYER DE L'ISERE -SA COOP PROD HABIT : revenue, balance sheet and financial ratios

LE FOYER DE L'ISERE -SA COOP PROD HABIT is a French company founded 126 years ago, specialized in the sector Promotion immobilière de logements. Based in GRENOBLE (38000), this company of category ETI shows in 2018 a revenue of 3.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LE FOYER DE L'ISERE -SA COOP PROD HABIT (SIREN 779537133)
Indicator 2018 2017 2016
Revenue 3 635 341 € 4 316 745 € 840 580 €
Net income 89 721 € 15 044 € -244 975 €
EBITDA -36 052 € -193 081 € -311 017 €
Net margin 2.5% 0.3% -29.1%

Revenue and income statement

In 2018, LE FOYER DE L'ISERE -SA COOP PROD HABIT achieves revenue of 3.6 M€. Over the period 2016-2018, the company shows strong growth with a CAGR (compound annual growth rate) of +108.0%. Significant drop of -16% vs 2017. After deducting consumption (1.2 M€), gross margin stands at 2.4 M€, i.e. a rate of 66%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -36 k€, representing -1.0% of revenue. Positive scissor effect: EBITDA margin improves by +3.5 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 90 k€, i.e. 2.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2018) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 635 341 €

Gross margin (2018) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 387 907 €

EBITDA (2018) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-36 052 €

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

89 721 €

EBITDA margin (2018) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.0%

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Assets

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Liabilities

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Solvency and debt ratios

Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Cash flow / Revenue (2018) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-2.716%

Repayment capacity (2018) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

13.8%

Solvency indicators evolution
LE FOYER DE L'ISERE -SA COOP PROD HABIT

Sector positioning

Debt ratio
42.69 2017
2016
2017
Q1: 0.0
Med: 7.11
Q3: 134.39
Average

In 2017, the debt ratio of LE FOYER DE L'ISERE -SA C... (42.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
0.0% 2018
2016
2017
2018
Q1: 0.29%
Med: 20.62%
Q3: 62.53%
Average -34 pts over 3 years

In 2018, the financial autonomy of LE FOYER DE L'ISERE -SA C... (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2018
2016
2017
2018
Q1: -2.36 years
Med: 0.0 years
Q3: 1.78 years
Good +25 pts over 3 years

In 2018, the repayment capacity of LE FOYER DE L'ISERE -SA C... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2507.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2507.846

Interest coverage (2018) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-26.881

Liquidity indicators evolution
LE FOYER DE L'ISERE -SA COOP PROD HABIT

Sector positioning

Liquidity ratio
2507.85 2018
2016
2017
2018
Q1: 133.34
Med: 312.14
Q3: 897.64
Excellent +8 pts over 3 years

In 2018, the liquidity ratio of LE FOYER DE L'ISERE -SA C... (2507.85) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-26.88x 2018
2016
2017
2018
Q1: -3.14x
Med: 0.0x
Q3: 1.89x
Average

In 2018, the interest coverage of LE FOYER DE L'ISERE -SA C... (-26.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 21 days of gap between collections and payments. Overall, WCR represents 181 days of revenue, i.e. 1.8 M€ to permanently finance. Notable WCR improvement over the period (-50%), freeing up cash.

Operating WCR (2018) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 825 305 €

Customer credit (2018) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

21 j

Supplier credit (2018) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2018) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2018) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

181 j

WCR and payment terms evolution
LE FOYER DE L'ISERE -SA COOP PROD HABIT

Positioning of LE FOYER DE L'ISERE -SA COOP PROD HABIT in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of LE FOYER DE L'ISERE -SA COOP PROD HABIT is estimated at 694 500 € (range 245 609€ - 1 732 690€). The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2018
80 tx
245k€ 694k€ 1732k€
694 500 € Range: 245 609€ - 1 732 690€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
3 635 341 € × 0.28x
Estimation 1 017 028 €
365 712€ - 2 501 320€
Net Income Multiple 20%
89 721 € × 2.3x
Estimation 210 710 €
65 455€ - 579 747€
How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare LE FOYER DE L'ISERE -SA COOP PROD HABIT with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about LE FOYER DE L'ISERE -SA COOP PROD HABIT

What is the revenue of LE FOYER DE L'ISERE -SA COOP PROD HABIT ?

The revenue of LE FOYER DE L'ISERE -SA COOP PROD HABIT in 2018 is 3.6 M€.

Is LE FOYER DE L'ISERE -SA COOP PROD HABIT profitable?

Yes, LE FOYER DE L'ISERE -SA COOP PROD HABIT generated a net profit of 90 k€ in 2018.

Where is the headquarters of LE FOYER DE L'ISERE -SA COOP PROD HABIT ?

The headquarters of LE FOYER DE L'ISERE -SA COOP PROD HABIT is located in GRENOBLE (38000), in the department Isere.

Where to find the tax return of LE FOYER DE L'ISERE -SA COOP PROD HABIT ?

The tax return of LE FOYER DE L'ISERE -SA COOP PROD HABIT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LE FOYER DE L'ISERE -SA COOP PROD HABIT operate?

LE FOYER DE L'ISERE -SA COOP PROD HABIT operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.