LE CONSEIL AUTOMOBILE : revenue, balance sheet and financial ratios

LE CONSEIL AUTOMOBILE is a French company founded 13 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in PAMIERS (09100), this company of category PME shows in 2025 a revenue of 10.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LE CONSEIL AUTOMOBILE (SIREN 790637748)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2013
Revenue 10 662 652 € N/C 13 325 524 € 14 074 966 € 12 627 779 € 9 942 315 € 8 526 538 € 7 028 076 € 5 991 392 € 5 274 262 € 2 829 083 €
Net income 144 460 € -87 004 € 86 050 € 146 979 € 192 388 € 114 298 € 110 681 € 87 253 € 53 282 € 88 427 € -18 839 €
EBITDA 260 881 € N/C 203 387 € 197 361 € 322 850 € 181 070 € 197 232 € 133 440 € 86 195 € 129 054 € -6 442 €
Net margin 1.4% N/C 0.6% 1.0% 1.5% 1.1% 1.3% 1.2% 0.9% 1.7% -0.7%

Revenue and income statement

In 2025, LE CONSEIL AUTOMOBILE achieves revenue of 10.7 M€. Over the period 2013-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +11.7%. After deducting consumption (9.3 M€), gross margin stands at 1.3 M€, i.e. a rate of 12%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 261 k€, representing 2.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 144 k€, i.e. 1.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

10 662 652 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 330 045 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

260 881 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

215 028 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

144 460 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

2.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 137%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

137.246%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.378%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.682%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

7.474

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

40.9%

Solvency indicators evolution
LE CONSEIL AUTOMOBILE

Sector positioning

Debt ratio
137.25 2025
2023
2024
2025
Q1: 4.45
Med: 28.14
Q3: 98.29
Average

In 2025, the debt ratio of LE CONSEIL AUTOMOBILE (137.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
37.38% 2025
2023
2024
2025
Q1: 21.55%
Med: 46.18%
Q3: 67.72%
Average -12 pts over 3 years

In 2025, the financial autonomy of LE CONSEIL AUTOMOBILE (37.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
7.47 years 2025
2023
2025
Q1: 0.0 years
Med: 0.8 years
Q3: 4.21 years
Average

In 2025, the repayment capacity of LE CONSEIL AUTOMOBILE (7.47) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 824.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

824.693

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

22.726

Liquidity indicators evolution
LE CONSEIL AUTOMOBILE

Sector positioning

Liquidity ratio
824.69 2025
2023
2024
2025
Q1: 178.81
Med: 299.18
Q3: 561.24
Excellent

In 2025, the liquidity ratio of LE CONSEIL AUTOMOBILE (824.69) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
22.73x 2025
2023
2025
Q1: 0.0x
Med: 2.1x
Q3: 16.54x
Excellent

In 2025, the interest coverage of LE CONSEIL AUTOMOBILE (22.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. The company must finance 4 days of gap between collections and payments. Inventory turnover is 65 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 72 days of revenue, i.e. 2.1 M€ to permanently finance. Over 2013-2025, WCR increased by +572%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 135 516 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

9 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

5 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

65 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

72 j

WCR and payment terms evolution
LE CONSEIL AUTOMOBILE

Positioning of LE CONSEIL AUTOMOBILE in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 113 transactions of similar company sales in 2025, the value of LE CONSEIL AUTOMOBILE is estimated at 884 661 € (range 443 328€ - 1 537 691€). With an EBITDA of 260 881€, the sector multiple of 0.7x is applied. The price/revenue ratio is 0.21x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
443k€ 884k€ 1537k€
884 661 € Range: 443 328€ - 1 537 691€
NAF 5 année 2025

Valuation detail by method

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EBITDA Multiple 50%
260 881 € × 0.7x
Estimation 188 577 €
77 510€ - 690 565€
Revenue Multiple 30%
10 662 652 € × 0.21x
Estimation 2 223 795 €
1 217 535€ - 3 300 731€
Net Income Multiple 20%
144 460 € × 4.3x
Estimation 616 171 €
196 566€ - 1 010 948€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare LE CONSEIL AUTOMOBILE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about LE CONSEIL AUTOMOBILE

What is the revenue of LE CONSEIL AUTOMOBILE ?

The revenue of LE CONSEIL AUTOMOBILE in 2025 is 10.7 M€.

Is LE CONSEIL AUTOMOBILE profitable?

Yes, LE CONSEIL AUTOMOBILE generated a net profit of 144 k€ in 2025.

Where is the headquarters of LE CONSEIL AUTOMOBILE ?

The headquarters of LE CONSEIL AUTOMOBILE is located in PAMIERS (09100), in the department Ariege.

Where to find the tax return of LE CONSEIL AUTOMOBILE ?

The tax return of LE CONSEIL AUTOMOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LE CONSEIL AUTOMOBILE operate?

LE CONSEIL AUTOMOBILE operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.