SIREN : 840469910
LDC FINANCES is a French company founded 7 years ago, specialized in the sector Services administratifs combinés de bureau. Based in TOURS (37000), this company of category PME shows in 2022 a revenue of 17 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2019 |
|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | 17 496 € | N/C |
| Net income | 66 170 € | 83 312 € | 58 001 € | 97 407 € | -1 811 € |
| EBITDA | -2 574 € | -5 928 € | -1 557 € | -1 327 € | -29 390 € |
| Net margin | N/C | N/C | N/C | 556.7% | N/C |
In 2025, LDC FINANCES generates positive net income of 66 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
-2 574 €
-2 575 €
66 170 €
The debt ratio (= Financial debt / Equity x 100) stands at 241%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
240.8%
28.836%
14.311
In 2025, the debt ratio of LDC FINANCES (240.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of LDC FINANCES (28.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of LDC FINANCES (14.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 645.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
645.875
-89.316
In 2025, the liquidity ratio of LDC FINANCES (645.88) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of LDC FINANCES (-89.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 367 days. Excellent situation: suppliers finance 367 days of the operating cycle (retail model).
0 €
0 j
367 j
0 j
Based on 173 transactions of similar company sales (all years), the value of LDC FINANCES is estimated at 233 198 € (range 81 787€ - 630 715€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LDC FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of LDC FINANCES in 2022 is 17 k€.
Yes, LDC FINANCES generated a net profit of 66 k€ in 2025.
The headquarters of LDC FINANCES is located in TOURS (37000), in the department Indre-et-Loire.
The tax return of LDC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LDC FINANCES operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.