SIREN : 483087532
LD PATRIMOINE is a French company founded 20 years ago, specialized in the sector Autres intermédiations monétaires. Based in LA ROCHELLE (17000), this company of category PME shows in 2020 a revenue of 82 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 82 487 € | 39 072 € | 11 795 € | 3 730 € |
| Net income | 53 314 € | 42 639 € | 23 005 € | 62 391 € |
| EBITDA | -25 058 € | -25 672 € | -29 087 € | -13 853 € |
| Net margin | 64.6% | 109.1% | 195.0% | 1672.7% |
In 2020, LD PATRIMOINE achieves revenue of 82 k€. Over the period 2017-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +180.7%. Vs 2019, growth of +111% (39 k€ -> 82 k€). After deducting consumption (0 €), gross margin stands at 82 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -25 k€, representing -30.4% of revenue. Positive scissor effect: EBITDA margin improves by +35.3 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 53 k€, i.e. 64.6% of revenue. This profit can be retained or distributed to shareholders.
82 487 €
82 487 €
-25 058 €
-23 029 €
53 314 €
-29.9%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 94%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 61.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.578%
93.564%
61.499%
0.033
80.4%
In 2020, the debt ratio of LD PATRIMOINE (0.58) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of LD PATRIMOINE (93.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of LD PATRIMOINE (0.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 803.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
803.054
-0.112
In 2020, the liquidity ratio of LD PATRIMOINE (803.05) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of LD PATRIMOINE (-0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 185 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. The gap of 181 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 562 days of revenue, i.e. 129 k€ to permanently finance. Over 2017-2020, WCR increased by +12759%, requiring additional financing.
128 716 €
185 j
4 j
0 j
562 j
Based on 214 transactions of similar company sales in 2020, the value of LD PATRIMOINE is estimated at 235 103 € (range 78 691€ - 389 473€). The price/revenue ratio is 0.66x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 214 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LD PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Autres intermédiations monétaires
The revenue of LD PATRIMOINE in 2020 is 82 k€.
Yes, LD PATRIMOINE generated a net profit of 53 k€ in 2020.
The headquarters of LD PATRIMOINE is located in LA ROCHELLE (17000), in the department Charente-Maritime.
The tax return of LD PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LD PATRIMOINE operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.