Employees: 02 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1997-10-01 (28 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: PARIS (75009), Paris
LCS CONSEILS : revenue, balance sheet and financial ratios
LCS CONSEILS is a French company
founded 28 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in PARIS (75009),
this company of category PME
shows in 2020 a revenue of 901 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - LCS CONSEILS (SIREN 414057513)
Indicator
2024
2023
2022
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
900 914 €
886 684 €
892 983 €
986 336 €
815 741 €
Net income
208 273 €
137 723 €
191 149 €
146 058 €
100 653 €
114 146 €
108 596 €
100 472 €
EBITDA
N/C
N/C
N/C
218 045 €
151 739 €
183 167 €
184 312 €
181 726 €
Net margin
N/C
N/C
N/C
16.2%
11.4%
12.8%
11.0%
12.3%
Revenue and income statement
In 2024, LCS CONSEILS generates positive net income of 208 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 100 k€ -> 208 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
208 273 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
26.848%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
36.57%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Debt ratio
0.08
16.299
6.111
3.246
50.881
51.717
57.301
26.848
Financial autonomy
59.225
48.699
61.695
59.913
42.389
43.253
36.699
36.57
Repayment capacity
0.003
0.467
0.216
0.106
1.416
None
None
None
Cash flow / Revenue
16.637%
13.242%
12.935%
13.664%
16.05%
None%
None%
None%
Sector positioning
Debt ratio
26.852024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average-7 pts over 3 years
In 2024, the debt ratio of LCS CONSEILS (26.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
36.57%2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average
In 2024, the financial autonomy of LCS CONSEILS (36.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 109.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
109.895
Liquidity indicators evolution LCS CONSEILS
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Liquidity ratio
123.46
116.872
119.485
108.228
185.943
158.012
115.647
109.895
Interest coverage
0.0
0.065
0.26
0.183
0.036
None
None
None
Sector positioning
Liquidity ratio
109.892024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Watch-9 pts over 3 years
In 2024, the liquidity ratio of LCS CONSEILS (109.89) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution LCS CONSEILS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Operating WCR
-117 997 €
-125 728 €
-17 645 €
-59 089 €
-159 345 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
Supplier payment term (days)
28
36
48
31
38
0
0
0
Positioning of LCS CONSEILS in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of LCS CONSEILS is estimated at
419 184 €
(range 198 282€ - 1 913 954€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
198k€419k€1913k€
419 184 €Range: 198 282€ - 1 913 954€
NAF 5 all-time
Valuation method used
Net Income Multiple
208 273 €
×
2.0x
=419 185 €
Range: 198 282€ - 1 913 954€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare LCS CONSEILS with other companies in the same sector:
Yes, LCS CONSEILS generated a net profit of 208 k€ in 2024.
Where is the headquarters of LCS CONSEILS ?
The headquarters of LCS CONSEILS is located in PARIS (75009), in the department Paris.
Where to find the tax return of LCS CONSEILS ?
The tax return of LCS CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does LCS CONSEILS operate?
LCS CONSEILS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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