SIREN : 798222246
LB COURTAGE is a French company founded 12 years ago, specialized in the sector Autre distribution de crédit. Based in STUTZHEIM-OFFENHEIM (67370), this company of category PME shows in 2023 a revenue of 391 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2021 |
|---|---|---|
| Revenue | 391 402 € | N/C |
| Net income | 152 734 € | 153 673 € |
| EBITDA | 196 598 € | N/C |
| Net margin | 39.0% | N/C |
In 2023, LB COURTAGE achieves revenue of 391 k€. After deducting consumption (0 €), gross margin stands at 391 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 197 k€, representing 50.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 153 k€, i.e. 39.0% of revenue. This profit can be retained or distributed to shareholders.
391 402 €
391 402 €
196 598 €
197 647 €
152 734 €
48.9%
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 37.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
5.054%
83.933%
37.727%
0.132
56.2%
In 2023, the debt ratio of LB COURTAGE (5.05) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of LB COURTAGE (83.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of LB COURTAGE (0.13) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 838.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
838.161
0.0
In 2023, the liquidity ratio of LB COURTAGE (838.16) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of LB COURTAGE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 18 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 260 days. Excellent situation: suppliers finance 242 days of the operating cycle (retail model). Overall, WCR represents 241 days of revenue, i.e. 262 k€ to permanently finance.
262 365 €
18 j
260 j
0 j
241 j
Based on 135 transactions of similar company sales (all years), the value of LB COURTAGE is estimated at 59 631 € (range 46 184€ - 429 728€). With an EBITDA of 196 598€, the sector multiple of 0.3x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LB COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of LB COURTAGE in 2023 is 391 k€.
Yes, LB COURTAGE generated a net profit of 153 k€ in 2023.
The headquarters of LB COURTAGE is located in STUTZHEIM-OFFENHEIM (67370), in the department Bas-Rhin.
The tax return of LB COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LB COURTAGE operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.