L'AUTOMOBILE JEROME BATHIARD : revenue, balance sheet and financial ratios

L'AUTOMOBILE JEROME BATHIARD is a French company founded 9 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT GENEST LERPT (42530), this company of category PME shows in 2023 a revenue of 4.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - L'AUTOMOBILE JEROME BATHIARD (SIREN 823297692)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue N/C 4 913 255 € N/C 4 131 534 € N/C 4 092 300 € N/C 2 423 904 €
Net income -60 691 € 52 227 € 182 135 € 25 401 € -26 574 € 137 423 € 30 601 € 7 942 €
EBITDA N/C 101 595 € N/C 38 082 € N/C 269 148 € N/C 19 005 €
Net margin N/C 1.1% N/C 0.6% N/C 3.4% N/C 0.3%

Revenue and income statement

In 2024, L'AUTOMOBILE JEROME BATHIARD records a net loss of 61 k€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-60 691 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 129%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

128.648%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

32.352%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

52.6%

Solvency indicators evolution
L'AUTOMOBILE JEROME BATHIARD

Sector positioning

Debt ratio
128.65 2024
2022
2023
2024
Q1: 4.07
Med: 38.27
Q3: 128.18
Average

In 2024, the debt ratio of L'AUTOMOBILE JEROME BATHIARD (128.65) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
32.35% 2024
2022
2023
2024
Q1: 10.8%
Med: 27.27%
Q3: 53.17%
Good +14 pts over 3 years

In 2024, the financial autonomy of L'AUTOMOBILE JEROME BATHIARD (32.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
7.98 years 2023
2023
Q1: 0.0 years
Med: 0.51 years
Q3: 4.09 years
Average

In 2023, the repayment capacity of L'AUTOMOBILE JEROME BATHIARD (7.98) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 325.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

325.716

Liquidity indicators evolution
L'AUTOMOBILE JEROME BATHIARD

Sector positioning

Liquidity ratio
325.72 2024
2022
2023
2024
Q1: 133.15
Med: 200.63
Q3: 386.16
Good +7 pts over 3 years

In 2024, the liquidity ratio of L'AUTOMOBILE JEROME BATHIARD (325.72) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
15.68x 2023
2023
Q1: 0.0x
Med: 2.1x
Q3: 18.92x
Good

In 2023, the interest coverage of L'AUTOMOBILE JEROME BATHIARD (15.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
L'AUTOMOBILE JEROME BATHIARD

Positioning of L'AUTOMOBILE JEROME BATHIARD in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare L'AUTOMOBILE JEROME BATHIARD with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about L'AUTOMOBILE JEROME BATHIARD

What is the revenue of L'AUTOMOBILE JEROME BATHIARD ?

The revenue of L'AUTOMOBILE JEROME BATHIARD in 2023 is 4.9 M€.

Is L'AUTOMOBILE JEROME BATHIARD profitable?

L'AUTOMOBILE JEROME BATHIARD recorded a net loss in 2024.

Where is the headquarters of L'AUTOMOBILE JEROME BATHIARD ?

The headquarters of L'AUTOMOBILE JEROME BATHIARD is located in SAINT GENEST LERPT (42530), in the department Loire.

Where to find the tax return of L'AUTOMOBILE JEROME BATHIARD ?

The tax return of L'AUTOMOBILE JEROME BATHIARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does L'AUTOMOBILE JEROME BATHIARD operate?

L'AUTOMOBILE JEROME BATHIARD operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.