Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

LAURENT PONCINI ASSURANCES & PATRIMOINE : revenue, balance sheet and financial ratios

LAURENT PONCINI ASSURANCES & PATRIMOINE is a French company founded 17 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in DURAS (47120), this company of category PME shows in 2016 a net income positive of 132 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LAURENT PONCINI ASSURANCES & PATRIMOINE (SIREN 504739947)
Indicator 2016
Revenue N/C
Net income 132 055 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2016, LAURENT PONCINI ASSURANCES & PATRIMOINE generates positive net income of 132 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2016) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

132 055 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 100%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2016) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

100.419%

Financial autonomy (2016) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

45.684%

Asset age ratio (2016) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.0%

Solvency indicators evolution
LAURENT PONCINI ASSURANCES & PATRIMOINE

Sector positioning

Debt ratio
100.42 2016
2016
Q1: 0.0
Med: 7.68
Q3: 53.85
Watch

In 2016, the debt ratio of LAURENT PONCINI ASSURANCE... (100.42) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
45.68% 2016
2016
Q1: 11.73%
Med: 42.73%
Q3: 70.68%
Good

In 2016, the financial autonomy of LAURENT PONCINI ASSURANCE... (45.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 271.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2016) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

271.588

Liquidity indicators evolution
LAURENT PONCINI ASSURANCES & PATRIMOINE

Sector positioning

Liquidity ratio
271.59 2016
2016
Q1: 106.42
Med: 191.18
Q3: 431.71
Good

In 2016, the liquidity ratio of LAURENT PONCINI ASSURANCE... (271.59) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of LAURENT PONCINI ASSURANCES & PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of LAURENT PONCINI ASSURANCES & PATRIMOINE is estimated at 265 783 € (range 125 720€ - 1 213 538€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2016
193 transactions
125k€ 265k€ 1213k€
265 783 € Range: 125 720€ - 1 213 538€
NAF 5 all-time

Valuation method used

Net Income Multiple
132 055 € × 2.0x = 265 783 €
Range: 125 721€ - 1 213 538€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare LAURENT PONCINI ASSURANCES & PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about LAURENT PONCINI ASSURANCES & PATRIMOINE

What is the revenue of LAURENT PONCINI ASSURANCES & PATRIMOINE ?

The revenue of LAURENT PONCINI ASSURANCES & PATRIMOINE is not publicly disclosed (confidential accounts filed with INPI).

Is LAURENT PONCINI ASSURANCES & PATRIMOINE profitable?

Yes, LAURENT PONCINI ASSURANCES & PATRIMOINE generated a net profit of 132 k€ in 2016.

Where is the headquarters of LAURENT PONCINI ASSURANCES & PATRIMOINE ?

The headquarters of LAURENT PONCINI ASSURANCES & PATRIMOINE is located in DURAS (47120), in the department Lot-et-Garonne.

Where to find the tax return of LAURENT PONCINI ASSURANCES & PATRIMOINE ?

The tax return of LAURENT PONCINI ASSURANCES & PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LAURENT PONCINI ASSURANCES & PATRIMOINE operate?

LAURENT PONCINI ASSURANCES & PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.