SIREN : 803057371
LAURA FINANCE is a French company founded 11 years ago, specialized in the sector Activités des sièges sociaux. Based in VIRIAT (01440), this company of category PME shows in 2025 a revenue of 640 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 640 000 € | 690 000 € | 501 500 € | 390 000 € | 264 200 € | N/C | N/C | N/C |
| Net income | 20 852 € | 45 825 € | 31 217 € | 73 740 € | 32 209 € | 57 188 € | 12 153 € | 44 080 € |
| EBITDA | -103 397 € | -81 994 € | -53 761 € | 2 328 € | 394 € | -835 € | -916 € | -977 € |
| Net margin | 3.3% | 6.6% | 6.2% | 18.9% | 12.2% | N/C | N/C | N/C |
In 2025, LAURA FINANCE achieves revenue of 640 k€. Over the period 2021-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +24.8%. Slight decline of -7% vs 2024. After deducting consumption (0 €), gross margin stands at 640 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -103 k€, representing -16.2% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -26%, reducing margin by 4.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 21 k€, i.e. 3.3% of revenue. This profit can be retained or distributed to shareholders.
640 000 €
640 000 €
-103 397 €
-88 434 €
20 852 €
-16.2%
The debt ratio (= Financial debt / Equity x 100) stands at 39%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 49.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
38.949%
62.997%
0.92%
49.429
12.6%
In 2025, the debt ratio of LAURA FINANCE (38.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of LAURA FINANCE (63.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of LAURA FINANCE (49.43) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 246.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
246.925
-7.43
In 2025, the liquidity ratio of LAURA FINANCE (246.93) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of LAURA FINANCE (-7.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 166 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. The gap of 143 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 119 days of revenue, i.e. 211 k€ to permanently finance.
211 456 €
166 j
23 j
0 j
119 j
Based on 54 transactions of similar company sales
in 2025,
the value of LAURA FINANCE is estimated at
265 296 €
(range 107 700€ - 321 279€).
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LAURA FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of LAURA FINANCE in 2025 is 640 k€.
Yes, LAURA FINANCE generated a net profit of 21 k€ in 2025.
The headquarters of LAURA FINANCE is located in VIRIAT (01440), in the department Ain.
The tax return of LAURA FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LAURA FINANCE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.