SIREN : 315501320
LAMIRAULT FINANCES is a French company founded 47 years ago, specialized in the sector Gestion de fonds. Based in NOGENT LE PHAYE (28630), this company of category PME shows in 2023 a revenue of 469 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 469 157 € | 444 768 € | 742 425 € | 801 301 € | 1 006 091 € | 3 972 715 € | 3 361 647 € | 3 149 753 € |
| Net income | 300 166 € | 1 335 714 € | -816 791 € | 766 375 € | 28 653 920 € | 5 660 405 € | 1 143 817 € | -140 286 € |
| EBITDA | -25 468 € | 24 512 € | 331 209 € | 335 805 € | 267 066 € | 167 198 € | -446 055 € | 189 737 € |
| Net margin | 64.0% | 300.3% | -110.0% | 95.6% | 2848.0% | 142.5% | 34.0% | -4.5% |
In 2023, LAMIRAULT FINANCES achieves revenue of 469 k€. Revenue is declining over the period 2016-2023 (CAGR: -23.8%). Vs 2022: +5%. After deducting consumption (44 k€), gross margin stands at 425 k€, i.e. a rate of 91%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -25 k€, representing -5.4% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -204%, reducing margin by 10.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 300 k€, i.e. 64.0% of revenue. This profit can be retained or distributed to shareholders.
469 157 €
424 783 €
-25 468 €
-135 708 €
300 166 €
-5.4%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 91%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 66.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9.85%
90.739%
66.138%
12.108
83.2%
In 2023, the debt ratio of LAMIRAULT FINANCES (9.85) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of LAMIRAULT FINANCES (90.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of LAMIRAULT FINANCES (12.11) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 9215.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
9215.503
-827.733
In 2023, the liquidity ratio of LAMIRAULT FINANCES (9215.50) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of LAMIRAULT FINANCES (-827.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. Excellent situation: suppliers finance 45 days of the operating cycle (retail model). Inventory turnover is 1414 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 2929 days of revenue, i.e. 3.8 M€ to permanently finance.
3 816 869 €
2 j
47 j
1414 j
2929 j
Based on 77 transactions of similar company sales
in 2023,
the value of LAMIRAULT FINANCES is estimated at
909 463 €
(range 424 741€ - 1 658 274€).
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LAMIRAULT FINANCES with other companies in the same sector:
The revenue of LAMIRAULT FINANCES in 2023 is 469 k€.
Yes, LAMIRAULT FINANCES generated a net profit of 300 k€ in 2023.
The headquarters of LAMIRAULT FINANCES is located in NOGENT LE PHAYE (28630), in the department Eure-et-Loir.
The tax return of LAMIRAULT FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LAMIRAULT FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.