Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

LAMAT : revenue, balance sheet and financial ratios

LAMAT is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BRON (69500), this company of category PME shows in 2022 a net income positive of 4 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LAMAT (SIREN 812797348)
Indicator 2022
Revenue N/C
Net income 4 438 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2022, LAMAT generates positive net income of 4 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

4 438 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 8%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

37.01%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

8.147%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

21.2%

Solvency indicators evolution
LAMAT

Sector positioning

Debt ratio
37.01 2022
2022
Q1: 0.03
Med: 12.59
Q3: 62.99
Average

In 2022, the debt ratio of LAMAT (37.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
8.15% 2022
2022
Q1: 17.63%
Med: 47.05%
Q3: 73.71%
Average

In 2022, the financial autonomy of LAMAT (8.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 112.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

112.01

Liquidity indicators evolution
LAMAT

Sector positioning

Liquidity ratio
112.01 2022
2022
Q1: 118.8
Med: 232.85
Q3: 512.2
Watch

In 2022, the liquidity ratio of LAMAT (112.01) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of LAMAT in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of LAMAT is estimated at 8 932 € (range 4 225€ - 40 783€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
4k€ 8k€ 40k€
8 932 € Range: 4 225€ - 40 783€
NAF 5 all-time

Valuation method used

Net Income Multiple
4 438 € × 2.0x = 8 932 €
Range: 4 225€ - 40 784€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare LAMAT with other companies in the same sector:

Frequently asked questions about LAMAT

What is the revenue of LAMAT ?

The revenue of LAMAT is not publicly disclosed (confidential accounts filed with INPI).

Is LAMAT profitable?

Yes, LAMAT generated a net profit of 4 k€ in 2022.

Where is the headquarters of LAMAT ?

The headquarters of LAMAT is located in BRON (69500), in the department Rhone.

Where to find the tax return of LAMAT ?

The tax return of LAMAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LAMAT operate?

LAMAT operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.