SIREN : 838019701
LAM INVEST is a French company founded 8 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in SAINT-CHAMOND (42400), this company of category PME shows in 2023 a revenue of 190 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 |
|---|---|---|---|
| Revenue | 190 000 € | 278 000 € | 341 000 € |
| Net income | 38 516 € | -8 264 € | 58 174 € |
| EBITDA | 48 084 € | -3 251 € | 74 000 € |
| Net margin | 20.3% | -3.0% | 17.1% |
In 2023, LAM INVEST achieves revenue of 190 k€. Revenue is declining over the period 2021-2023 (CAGR: -25.4%). Significant drop of -32% vs 2022. After deducting consumption (129 k€), gross margin stands at 61 k€, i.e. a rate of 32%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 48 k€, representing 25.3% of revenue. Positive scissor effect: EBITDA margin improves by +26.5 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 39 k€, i.e. 20.3% of revenue. This profit can be retained or distributed to shareholders.
190 000 €
60 600 €
48 084 €
42 605 €
38 516 €
25.3%
The debt ratio (= Financial debt / Equity x 100) stands at 34%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 21.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
33.743%
50.251%
21.868%
0.913
75.7%
In 2023, the debt ratio of LAM INVEST (33.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of LAM INVEST (50.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of LAM INVEST (0.91) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 275.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
275.873
0.266
In 2023, the liquidity ratio of LAM INVEST (275.87) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of LAM INVEST (0.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 117 days. Excellent situation: suppliers finance 117 days of the operating cycle (retail model). Inventory turnover is 356 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 345 days of revenue, i.e. 182 k€ to permanently finance. Notable WCR improvement over the period (-60%), freeing up cash.
182 337 €
0 j
117 j
356 j
345 j
Based on 215 transactions of similar company sales in 2023, the value of LAM INVEST is estimated at 196 694 € (range 60 701€ - 350 222€). With an EBITDA of 48 084€, the sector multiple of 5.2x is applied. The price/revenue ratio is 0.51x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LAM INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of LAM INVEST in 2023 is 190 k€.
Yes, LAM INVEST generated a net profit of 39 k€ in 2023.
The headquarters of LAM INVEST is located in SAINT-CHAMOND (42400), in the department Loire.
The tax return of LAM INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LAM INVEST operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.