SIREN : 751142027
LAM FINANCE is a French company founded 14 years ago, specialized in the sector Autres intermédiations monétaires. Based in RENNES (35000), this company of category PME shows in 2022 a net income negative of -21 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2017 |
|---|---|---|
| Revenue | N/C | N/C |
| Net income | -20 923 € | -709 € |
| EBITDA | -2 507 € | -5 506 € |
| Net margin | N/C | N/C |
In 2022, LAM FINANCE records a net loss of 21 k€. This deficit will reduce equity on the balance sheet.
-2 507 €
-39 837 €
-20 923 €
The debt ratio (= Financial debt / Equity x 100) stands at -262%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
-261.614%
28.034%
9.873
85.0%
In 2022, the debt ratio of LAM FINANCE (-261.61) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of LAM FINANCE (28.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of LAM FINANCE (9.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
-80.694
In 2022, the interest coverage of LAM FINANCE (-80.7x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Compare LAM FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Autres intermédiations monétaires
The revenue of LAM FINANCE is not publicly disclosed (confidential accounts filed with INPI).
LAM FINANCE recorded a net loss in 2022.
The headquarters of LAM FINANCE is located in RENNES (35000), in the department Ille-et-Vilaine.
The tax return of LAM FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LAM FINANCE operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.