LALOS CONSEILS ET PATRIMOINE : revenue, balance sheet and financial ratios

LALOS CONSEILS ET PATRIMOINE is a French company founded 19 years ago, specialized in the sector Supports juridiques de gestion de patrimoine mobilier. Based in SEVRES (92310), this company of category PME shows in 2022 a revenue of 20 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LALOS CONSEILS ET PATRIMOINE (SIREN 492431333)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue 19 896 € 50 499 € 47 213 € 48 413 € 48 607 € 45 344 € 44 500 €
Net income 365 018 € 1 264 011 € 857 986 € 652 696 € 113 603 € 345 903 € 143 604 €
EBITDA -1 827 € 39 828 € 31 014 € 22 860 € 40 643 € 44 479 € 42 565 €
Net margin 1834.6% 2503.0% 1817.3% 1348.2% 233.7% 762.8% 322.7%

Revenue and income statement

In 2022, LALOS CONSEILS ET PATRIMOINE achieves revenue of 20 k€. Revenue is declining over the period 2016-2022 (CAGR: -12.6%). Significant drop of -61% vs 2021. After deducting consumption (476 €), gross margin stands at 19 k€, i.e. a rate of 98%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2 k€, representing -9.2% of revenue. Warning negative scissor effect: despite revenue change (-61%), EBITDA varies by -105%, reducing margin by 88.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 365 k€, i.e. 1834.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

19 896 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

19 420 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 827 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-9 825 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

365 018 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-9.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 1874.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.027%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.023%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1874.829%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

97.7%

Solvency indicators evolution
LALOS CONSEILS ET PATRIMOINE

Sector positioning

Debt ratio
0.03 2022
2020
2021
2022
Q1: 0.0
Med: 5.97
Q3: 59.41
Good

In 2022, the debt ratio of LALOS CONSEILS ET PATRIMOINE (0.03) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
0.02% 2022
2020
2021
2022
Q1: 12.69%
Med: 58.87%
Q3: 89.95%
Average

In 2022, the financial autonomy of LALOS CONSEILS ET PATRIMOINE (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.18 years
Q3: 3.76 years
Excellent -13 pts over 3 years

In 2022, the repayment capacity of LALOS CONSEILS ET PATRIMOINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 507.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

507.527

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-625.342

Liquidity indicators evolution
LALOS CONSEILS ET PATRIMOINE

Sector positioning

Liquidity ratio
507.53 2022
2020
2021
2022
Q1: 110.7
Med: 510.35
Q3: 2250.28
Average +5 pts over 3 years

In 2022, the liquidity ratio of LALOS CONSEILS ET PATRIMOINE (507.53) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-625.34x 2022
2020
2021
2022
Q1: -25.83x
Med: 0.0x
Q3: 0.22x
Watch -50 pts over 3 years

In 2022, the interest coverage of LALOS CONSEILS ET PATRIMOINE (-625.3x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 155 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 270 days. Excellent situation: suppliers finance 115 days of the operating cycle (retail model). Inventory turnover is 50 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 25021 days of revenue, i.e. 1.4 M€ to permanently finance. Over 2016-2022, WCR increased by +190%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 382 838 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

155 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

270 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

50 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

25021 j

WCR and payment terms evolution
LALOS CONSEILS ET PATRIMOINE

Positioning of LALOS CONSEILS ET PATRIMOINE in its sector

Comparison with sector Supports juridiques de gestion de patrimoine mobilier

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of LALOS CONSEILS ET PATRIMOINE is estimated at 492 222 € (range 180 915€ - 1 266 104€). The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
103 transactions
180k€ 492k€ 1266k€
492 222 € Range: 180 915€ - 1 266 104€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
19 896 € × 0.30x
Estimation 6 068 €
3 228€ - 16 790€
Net Income Multiple 20%
365 018 € × 3.3x
Estimation 1 221 455 €
447 446€ - 3 140 076€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Supports juridiques de gestion de patrimoine mobilier)

Compare LALOS CONSEILS ET PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine mobilier

Frequently asked questions about LALOS CONSEILS ET PATRIMOINE

What is the revenue of LALOS CONSEILS ET PATRIMOINE ?

The revenue of LALOS CONSEILS ET PATRIMOINE in 2022 is 20 k€.

Is LALOS CONSEILS ET PATRIMOINE profitable?

Yes, LALOS CONSEILS ET PATRIMOINE generated a net profit of 365 k€ in 2022.

Where is the headquarters of LALOS CONSEILS ET PATRIMOINE ?

The headquarters of LALOS CONSEILS ET PATRIMOINE is located in SEVRES (92310), in the department Hauts-de-Seine.

Where to find the tax return of LALOS CONSEILS ET PATRIMOINE ?

The tax return of LALOS CONSEILS ET PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LALOS CONSEILS ET PATRIMOINE operate?

LALOS CONSEILS ET PATRIMOINE operates in the sector Supports juridiques de gestion de patrimoine mobilier (NAF code 66.19A). See the 'Sector positioning' section above to compare the company with its competitors.