SIREN : 445406648
LAFFITTE COURTAGE is a French company founded 23 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75009), this company of category GE shows in 2023 a revenue of 239 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 239 112 € | 243 587 € | 273 958 € | 11 416 840 € | 11 222 543 € | 10 735 555 € | 10 443 278 € | 13 173 614 € |
| Net income | 83 912 € | 70 564 € | -755 804 € | 963 419 € | 1 183 304 € | 929 387 € | 904 642 € | 2 742 212 € |
| EBITDA | -3 010 € | 16 389 € | -809 088 € | 1 303 398 € | 1 657 075 € | 1 321 493 € | 1 195 264 € | 4 115 046 € |
| Net margin | 35.1% | 29.0% | -275.9% | 8.4% | 10.5% | 8.7% | 8.7% | 20.8% |
In 2023, LAFFITTE COURTAGE achieves revenue of 239 k€. Revenue is declining over the period 2016-2023 (CAGR: -43.6%). Slight decline of -2% vs 2022. After deducting consumption (0 €), gross margin stands at 239 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -3 k€, representing -1.3% of revenue. Warning negative scissor effect: despite revenue change (-2%), EBITDA varies by -118%, reducing margin by 8.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 84 k€, i.e. 35.1% of revenue. This profit can be retained or distributed to shareholders.
239 112 €
239 112 €
-3 010 €
-2 990 €
83 912 €
-1.3%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 35.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
59.172%
35.093%
0.0
In 2023, the debt ratio of LAFFITTE COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of LAFFITTE COURTAGE (59.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of LAFFITTE COURTAGE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 244.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
244.929
0.0
In 2023, the liquidity ratio of LAFFITTE COURTAGE (244.93) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of LAFFITTE COURTAGE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 6617 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 6617 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 7745 days of revenue, i.e. 5.1 M€ to permanently finance.
5 144 186 €
6617 j
0 j
0 j
7745 j
Based on 193 transactions of similar company sales (all years), the value of LAFFITTE COURTAGE is estimated at 208 501 € (range 71 259€ - 570 584€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LAFFITTE COURTAGE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of LAFFITTE COURTAGE in 2023 is 239 k€.
Yes, LAFFITTE COURTAGE generated a net profit of 84 k€ in 2023.
The headquarters of LAFFITTE COURTAGE is located in PARIS (75009), in the department Paris.
The tax return of LAFFITTE COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LAFFITTE COURTAGE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.