SIREN : 411683790
LACOUR FINANCES CONSEIL is a French company founded 29 years ago, specialized in the sector Activités des sociétés holding. Based in LES ABYMES (97139), this company of category PME shows in 2024 a revenue of 105 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2019 | 2018 |
|---|---|---|---|---|---|---|
| Revenue | 105 000 € | 281 570 € | 348 452 € | 1 045 098 € | 1 165 169 € | 533 800 € |
| Net income | -188 307 € | 24 720 € | 23 459 € | 73 364 € | 126 126 € | 5 078 € |
| EBITDA | 14 233 € | 48 399 € | 44 773 € | 112 760 € | 181 081 € | -379 074 € |
| Net margin | -179.3% | 8.8% | 6.7% | 7.0% | 10.8% | 1.0% |
In 2024, LACOUR FINANCES CONSEIL achieves revenue of 105 k€. Revenue is declining over the period 2018-2024 (CAGR: -23.7%). Significant drop of -63% vs 2023. After deducting consumption (0 €), gross margin stands at 105 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 13.6% of revenue. Warning negative scissor effect: despite revenue change (-63%), EBITDA varies by -71%, reducing margin by 3.6 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Net income is negative at -188 k€ (-179.3% of revenue), which will impact equity.
105 000 €
105 000 €
14 233 €
14 228 €
-188 307 €
13.6%
The debt ratio (= Financial debt / Equity x 100) stands at 87%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 53%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 15.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 51.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
87.104%
52.784%
51.006%
15.765
In 2024, the debt ratio of LACOUR FINANCES CONSEIL (87.10) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of LACOUR FINANCES CONSEIL (52.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LACOUR FINANCES CONSEIL (15.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2382.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.9x. Operating income very largely covers interest expenses: high safety margin.
2382.282
8.93
In 2024, the liquidity ratio of LACOUR FINANCES CONSEIL (2382.28) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of LACOUR FINANCES CONSEIL (8.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Overall, WCR represents 1459 days of revenue, i.e. 426 k€ to permanently finance.
425 623 €
0 j
15 j
0 j
1459 j
Based on 54 transactions of similar company sales
in 2024,
the value of LACOUR FINANCES CONSEIL is estimated at
66 200 €
(range 21 704€ - 101 692€).
With an EBITDA of 14 233€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LACOUR FINANCES CONSEIL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of LACOUR FINANCES CONSEIL in 2024 is 105 k€.
LACOUR FINANCES CONSEIL recorded a net loss in 2024.
The headquarters of LACOUR FINANCES CONSEIL is located in LES ABYMES (97139), in the department Guadeloupe.
The tax return of LACOUR FINANCES CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LACOUR FINANCES CONSEIL operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.