LA PROTECTION INDIVIDUELLE : revenue, balance sheet and financial ratios

LA PROTECTION INDIVIDUELLE is a French company founded 25 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures. Based in PERPIGNAN (66000), this company of category PME shows in 2023 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA PROTECTION INDIVIDUELLE (SIREN 433506045)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 2 043 616 € N/C 1 970 460 € 1 633 538 € 1 577 463 € 1 466 774 € 1 404 622 € 1 364 736 €
Net income 18 866 € 16 014 € 39 614 € 59 785 € 60 578 € 38 493 € 41 359 € 44 811 € 47 688 € 13 037 €
EBITDA N/C N/C 76 961 € N/C 107 096 € 45 764 € 96 978 € 67 323 € 59 604 € 20 785 €
Net margin N/C N/C 1.9% N/C 3.1% 2.4% 2.6% 3.1% 3.4% 1.0%

Revenue and income statement

In 2025, LA PROTECTION INDIVIDUELLE generates positive net income of 19 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 13 k€ -> 19 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

18 866 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

12.48%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

50.77%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

51.4%

Solvency indicators evolution
LA PROTECTION INDIVIDUELLE

Sector positioning

Debt ratio
12.48 2025
2023
2024
2025
Q1: 0.05
Med: 9.73
Q3: 41.76
Average -5 pts over 3 years

In 2025, the debt ratio of LA PROTECTION INDIVIDUELLE (12.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
50.77% 2025
2023
2024
2025
Q1: 10.16%
Med: 37.48%
Q3: 63.03%
Good

In 2025, the financial autonomy of LA PROTECTION INDIVIDUELLE (50.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.0 years 2023
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 1.65 years
Average

In 2023, the repayment capacity of LA PROTECTION INDIVIDUELLE (2.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 192.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

192.934

Liquidity indicators evolution
LA PROTECTION INDIVIDUELLE

Sector positioning

Liquidity ratio
192.93 2025
2023
2024
2025
Q1: 128.79
Med: 214.38
Q3: 394.35
Average -6 pts over 3 years

In 2025, the liquidity ratio of LA PROTECTION INDIVIDUELLE (192.93) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.69x 2023
2023
Q1: 0.0x
Med: 0.0x
Q3: 4.49x
Good

In 2023, the interest coverage of LA PROTECTION INDIVIDUELLE (2.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 308 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 447 days. Excellent situation: suppliers finance 139 days of the operating cycle (retail model).

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

308 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

447 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LA PROTECTION INDIVIDUELLE

Positioning of LA PROTECTION INDIVIDUELLE in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Valuation estimate

Based on 124 transactions of similar company sales (all years), the value of LA PROTECTION INDIVIDUELLE is estimated at 43 197 € (range 11 477€ - 76 628€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
124 transactions
11k€ 43k€ 76k€
43 197 € Range: 11 477€ - 76 628€
NAF 5 all-time

Valuation method used

Net Income Multiple
18 866 € × 2.3x = 43 197 €
Range: 11 477€ - 76 629€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 124 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'habillement et de chaussures)

Compare LA PROTECTION INDIVIDUELLE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Frequently asked questions about LA PROTECTION INDIVIDUELLE

What is the revenue of LA PROTECTION INDIVIDUELLE ?

The revenue of LA PROTECTION INDIVIDUELLE in 2023 is 2.0 M€.

Is LA PROTECTION INDIVIDUELLE profitable?

Yes, LA PROTECTION INDIVIDUELLE generated a net profit of 19 k€ in 2025.

Where is the headquarters of LA PROTECTION INDIVIDUELLE ?

The headquarters of LA PROTECTION INDIVIDUELLE is located in PERPIGNAN (66000), in the department Pyrenees-Orientales.

Where to find the tax return of LA PROTECTION INDIVIDUELLE ?

The tax return of LA PROTECTION INDIVIDUELLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA PROTECTION INDIVIDUELLE operate?

LA PROTECTION INDIVIDUELLE operates in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures (NAF code 46.42Z). See the 'Sector positioning' section above to compare the company with its competitors.