SIREN : 418422853
LA POMMIERE is a French company founded 28 years ago, specialized in the sector Supermarchés. Based in COEUR DE CAUSSE (46240), this company of category PME shows in 2024 a revenue of 10.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 10 374 328 € | 10 421 122 € | N/C | 9 066 884 € | 9 027 409 € | 8 723 689 € | 8 411 491 € |
| Net income | 161 736 € | 113 607 € | 93 887 € | 81 940 € | 92 306 € | 93 917 € | 102 510 € |
| EBITDA | 288 989 € | 238 782 € | N/C | 209 733 € | 239 039 € | 250 984 € | 273 469 € |
| Net margin | 1.6% | 1.1% | N/C | 0.9% | 1.0% | 1.1% | 1.2% |
In 2024, LA POMMIERE achieves revenue of 10.4 M€. Revenue is growing positively over 7 years (CAGR: +3.0%). Slight decline of -0% vs 2023. After deducting consumption (8.4 M€), gross margin stands at 1.9 M€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 289 k€, representing 2.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 162 k€, i.e. 1.6% of revenue. This profit can be retained or distributed to shareholders.
10 374 328 €
1 937 375 €
288 989 €
220 109 €
161 736 €
2.7%
The debt ratio (= Financial debt / Equity x 100) stands at 109%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 22%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
109.072%
21.725%
2.143%
2.007
25.7%
In 2024, the debt ratio of LA POMMIERE (109.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of LA POMMIERE (21.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LA POMMIERE (2.01) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 106.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
106.676
0.127
In 2024, the liquidity ratio of LA POMMIERE (106.68) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of LA POMMIERE (0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 28 days. Inventory turnover is 15 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 14 days of revenue, i.e. 411 k€ to permanently finance.
410 720 €
2 j
30 j
15 j
14 j
Based on 551 transactions of similar company sales in 2024, the value of LA POMMIERE is estimated at 1 587 174 € (range 712 160€ - 3 194 875€). With an EBITDA of 288 989€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LA POMMIERE with other companies in the same sector:
The revenue of LA POMMIERE in 2024 is 10.4 M€.
Yes, LA POMMIERE generated a net profit of 162 k€ in 2024.
The headquarters of LA POMMIERE is located in COEUR DE CAUSSE (46240), in the department Lot.
The tax return of LA POMMIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LA POMMIERE operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.