LA FRANCAISE ASSURANCE ET PREVOYANCE : revenue, balance sheet and financial ratios

LA FRANCAISE ASSURANCE ET PREVOYANCE is a French company founded 27 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75002), this company of category PME shows in 2020 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA FRANCAISE ASSURANCE ET PREVOYANCE (SIREN 420596934)
Indicator 2024 2023 2022 2021 2020 2019 2018
Revenue N/C N/C N/C N/C 1 592 064 € 1 550 162 € 1 522 845 €
Net income 284 723 € 179 113 € 218 952 € 123 536 € 179 053 € 76 111 € 29 420 €
EBITDA N/C N/C N/C N/C 275 173 € 77 892 € 48 052 €
Net margin N/C N/C N/C N/C 11.2% 4.9% 1.9%

Revenue and income statement

In 2024, LA FRANCAISE ASSURANCE ET PREVOYANCE generates positive net income of 285 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2024: 29 k€ -> 285 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

284 723 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 140%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

140.128%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

33.054%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

9.5%

Solvency indicators evolution
LA FRANCAISE ASSURANCE ET PREVOYANCE

Sector positioning

Debt ratio
140.13 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Watch

In 2024, the debt ratio of LA FRANCAISE ASSURANCE ET... (140.13) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
33.05% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average

In 2024, the financial autonomy of LA FRANCAISE ASSURANCE ET... (33.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 284.11. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

284.105

Liquidity indicators evolution
LA FRANCAISE ASSURANCE ET PREVOYANCE

Sector positioning

Liquidity ratio
284.11 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good

In 2024, the liquidity ratio of LA FRANCAISE ASSURANCE ET... (284.11) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LA FRANCAISE ASSURANCE ET PREVOYANCE

Positioning of LA FRANCAISE ASSURANCE ET PREVOYANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of LA FRANCAISE ASSURANCE ET PREVOYANCE is estimated at 573 053 € (range 271 065€ - 2 616 502€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
271k€ 573k€ 2616k€
573 053 € Range: 271 065€ - 2 616 502€
NAF 5 all-time

Valuation method used

Net Income Multiple
284 723 € × 2.0x = 573 053 €
Range: 271 065€ - 2 616 502€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare LA FRANCAISE ASSURANCE ET PREVOYANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about LA FRANCAISE ASSURANCE ET PREVOYANCE

What is the revenue of LA FRANCAISE ASSURANCE ET PREVOYANCE ?

The revenue of LA FRANCAISE ASSURANCE ET PREVOYANCE in 2020 is 1.6 M€.

Is LA FRANCAISE ASSURANCE ET PREVOYANCE profitable?

Yes, LA FRANCAISE ASSURANCE ET PREVOYANCE generated a net profit of 285 k€ in 2024.

Where is the headquarters of LA FRANCAISE ASSURANCE ET PREVOYANCE ?

The headquarters of LA FRANCAISE ASSURANCE ET PREVOYANCE is located in PARIS (75002), in the department Paris.

Where to find the tax return of LA FRANCAISE ASSURANCE ET PREVOYANCE ?

The tax return of LA FRANCAISE ASSURANCE ET PREVOYANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA FRANCAISE ASSURANCE ET PREVOYANCE operate?

LA FRANCAISE ASSURANCE ET PREVOYANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.