LA FONCIERE SOLIDAIRE DU GRAND LYON : revenue, balance sheet and financial ratios

In 2024, LA FONCIERE SOLIDAIRE DU GRAND LYON achieves revenue of 4.9 M€. Over the period 2022-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +29.8%. Vs 2023, growth of +416% (942 k€ -> 4.9 M€). After deducting consumption (0 €), gross margin stands at 4.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 992 k€, representing 20.4% of revenue. Warning negative scissor effect: despite revenue change (+416%), EBITDA varies by +23%, reducing margin by 65.1 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.2 M€, i.e. 24.0% of revenue. This profit can be retained or distributed to shareholders.

The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 22.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

The liquidity ratio (= Current assets / Current liabilities) stands at 480.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 19.3x. Operating income very largely covers interest expenses: high safety margin.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 18 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. The company must finance 12 days of gap between collections and payments. Inventory turnover is 224 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 86 days of revenue, i.e. 1.2 M€ to permanently finance. Over 2022-2024, WCR increased by +1262%, requiring additional financing.

Based on 80 transactions of similar company sales (all years), the value of LA FONCIERE SOLIDAIRE DU GRAND LYON is estimated at 1 454 153 € (range 522 617€ - 4 026 165€). With an EBITDA of 992 123€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.