LA FINANCIERE DU QUAI SARRAIL : revenue, balance sheet and financial ratios

LA FINANCIERE DU QUAI SARRAIL is a French company founded 12 years ago, specialized in the sector Services administratifs combinés de bureau. Based in LYON (69006), this company of category PME shows in 2021 a revenue of 357 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA FINANCIERE DU QUAI SARRAIL (SIREN 793342551)
Indicator 2021 2020 2019 2017 2016
Revenue 356 795 € 363 861 € 1 036 971 € 633 680 € N/C
Net income -341 804 € -696 342 € -87 027 € 3 936 € 7 056 €
EBITDA -327 306 € -324 679 € -310 549 € 13 056 € -336 439 €
Net margin -95.8% -191.4% -8.4% 0.6% N/C

Revenue and income statement

In 2021, LA FINANCIERE DU QUAI SARRAIL achieves revenue of 357 k€. Revenue is declining over the period 2017-2021 (CAGR: -13.4%). Slight decline of -2% vs 2020. After deducting consumption (0 €), gross margin stands at 357 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -327 k€, representing -91.7% of revenue. Warning negative scissor effect: despite revenue change (-2%), EBITDA varies by -1%, reducing margin by 2.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -342 k€ (-95.8% of revenue), which will impact equity.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

356 795 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

356 795 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-327 306 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-335 912 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-341 804 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-91.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1263%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 6%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1262.981%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

6.361%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-90.46%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-11.166

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

73.2%

Solvency indicators evolution
LA FINANCIERE DU QUAI SARRAIL

Sector positioning

Debt ratio
1262.98 2021
2019
2020
2021
Q1: 0.05
Med: 17.55
Q3: 121.6
Average

In 2021, the debt ratio of LA FINANCIERE DU QUAI SAR... (1262.98) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
6.36% 2021
2019
2020
2021
Q1: 9.02%
Med: 43.02%
Q3: 79.81%
Average

In 2021, the financial autonomy of LA FINANCIERE DU QUAI SAR... (6.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-11.17 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.02 years
Q3: 3.39 years
Excellent

In 2021, the repayment capacity of LA FINANCIERE DU QUAI SAR... (-11.17) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 411.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

411.932

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-8.437

Liquidity indicators evolution
LA FINANCIERE DU QUAI SARRAIL

Sector positioning

Liquidity ratio
411.93 2021
2019
2020
2021
Q1: 102.72
Med: 266.85
Q3: 959.86
Good -18 pts over 3 years

In 2021, the liquidity ratio of LA FINANCIERE DU QUAI SAR... (411.93) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-8.44x 2021
2019
2020
2021
Q1: -11.83x
Med: 0.0x
Q3: 0.15x
Average +7 pts over 3 years

In 2021, the interest coverage of LA FINANCIERE DU QUAI SAR... (-8.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1160 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 176 days. The gap of 984 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1907 days of revenue, i.e. 1.9 M€ to permanently finance.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 890 146 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1160 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

176 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1907 j

WCR and payment terms evolution
LA FINANCIERE DU QUAI SARRAIL

Positioning of LA FINANCIERE DU QUAI SARRAIL in its sector

Comparison with sector Services administratifs combinés de bureau

Valuation estimate

Based on 173 transactions of similar company sales (all years), the value of LA FINANCIERE DU QUAI SARRAIL is estimated at 137 151 € (range 57 428€ - 309 795€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
173 transactions
57k€ 137k€ 309k€
137 151 € Range: 57 428€ - 309 795€
NAF 5 all-time

Valuation method used

Revenue Multiple
356 795 € × 0.38x = 137 151 €
Range: 57 429€ - 309 795€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Services administratifs combinés de bureau)

Compare LA FINANCIERE DU QUAI SARRAIL with other companies in the same sector:

Voir toutes les statistiques du secteur Services administratifs combinés de bureau

Frequently asked questions about LA FINANCIERE DU QUAI SARRAIL

What is the revenue of LA FINANCIERE DU QUAI SARRAIL ?

The revenue of LA FINANCIERE DU QUAI SARRAIL in 2021 is 357 k€.

Is LA FINANCIERE DU QUAI SARRAIL profitable?

LA FINANCIERE DU QUAI SARRAIL recorded a net loss in 2021.

Where is the headquarters of LA FINANCIERE DU QUAI SARRAIL ?

The headquarters of LA FINANCIERE DU QUAI SARRAIL is located in LYON (69006), in the department Rhone.

Where to find the tax return of LA FINANCIERE DU QUAI SARRAIL ?

The tax return of LA FINANCIERE DU QUAI SARRAIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA FINANCIERE DU QUAI SARRAIL operate?

LA FINANCIERE DU QUAI SARRAIL operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.