SIREN : 444585822
LA FINANCIERE DU LOMBARD is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in VAULX-MILIEU (38090), this company of category PME shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 325 648 € | 1 371 678 € | 1 292 367 € | 1 224 157 € | 1 007 086 € | 1 034 631 € | 971 921 € | 903 482 € | 707 893 € |
| Net income | -3 365 774 € | -3 157 324 € | 393 388 € | 563 376 € | 322 703 € | 658 163 € | 435 350 € | 1 830 652 € | 292 007 € |
| EBITDA | -176 639 € | -44 334 € | 105 109 € | 221 686 € | 78 549 € | 83 393 € | 15 130 € | 37 054 € | 21 114 € |
| Net margin | -253.9% | -230.2% | 30.4% | 46.0% | 32.0% | 63.6% | 44.8% | 202.6% | 41.3% |
In 2024, LA FINANCIERE DU LOMBARD achieves revenue of 1.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.2%. Slight decline of -3% vs 2023. After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -177 k€, representing -13.3% of revenue. Warning negative scissor effect: despite revenue change (-3%), EBITDA varies by -298%, reducing margin by 10.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -3.4 M€ (-253.9% of revenue), which will impact equity.
1 325 648 €
1 325 648 €
-176 639 €
-278 204 €
-3 365 774 €
-13.3%
The debt ratio (= Financial debt / Equity x 100) stands at -192%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -65%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-192.354%
-64.534%
-3.174%
-44.295
2.5%
In 2024, the debt ratio of LA FINANCIERE DU LOMBARD (-192.35) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of LA FINANCIERE DU LOMBARD (-64.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LA FINANCIERE DU LOMBARD (-44.30) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 52.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
52.369
-1815.135
In 2024, the liquidity ratio of LA FINANCIERE DU LOMBARD (52.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of LA FINANCIERE DU LOMBARD (-1815.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 79 days. Excellent situation: suppliers finance 60 days of the operating cycle (retail model). WCR is negative (-40 days): operations structurally generate cash. Notable WCR improvement over the period (-392%), freeing up cash.
-145 742 €
19 j
79 j
0 j
-40 j
Based on 54 transactions of similar company sales
in 2024,
the value of LA FINANCIERE DU LOMBARD is estimated at
780 504 €
(range 485 572€ - 927 872€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LA FINANCIERE DU LOMBARD with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of LA FINANCIERE DU LOMBARD in 2024 is 1.3 M€.
LA FINANCIERE DU LOMBARD recorded a net loss in 2024.
The headquarters of LA FINANCIERE DU LOMBARD is located in VAULX-MILIEU (38090), in the department Isere.
The tax return of LA FINANCIERE DU LOMBARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LA FINANCIERE DU LOMBARD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.