LA FINANCIERE DU BASSIN : revenue, balance sheet and financial ratios

LA FINANCIERE DU BASSIN is a French company founded 16 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in LA TESTE-DE-BUCH (33260), this company of category PME shows in 2019 a revenue of 556 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA FINANCIERE DU BASSIN (SIREN 521404194)
Indicator 2022 2021 2019 2018 2017
Revenue N/C N/C 555 812 € 450 897 € 575 049 €
Net income 28 006 € 26 600 € 30 069 € 11 479 € 73 843 €
EBITDA N/C N/C 98 420 € 68 319 € 159 029 €
Net margin N/C N/C 5.4% 2.5% 12.8%

Revenue and income statement

In 2022, LA FINANCIERE DU BASSIN generates positive net income of 28 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2022: 74 k€ -> 28 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

28 006 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

23.404%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

43.685%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

53.7%

Solvency indicators evolution
LA FINANCIERE DU BASSIN

Sector positioning

Debt ratio
23.4 2022
2019
2021
2022
Q1: 0.0
Med: 7.69
Q3: 79.46
Average +15 pts over 3 years

In 2022, the debt ratio of LA FINANCIERE DU BASSIN (23.40) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
43.69% 2022
2019
2021
2022
Q1: 9.79%
Med: 43.97%
Q3: 76.41%
Average -24 pts over 3 years

In 2022, the financial autonomy of LA FINANCIERE DU BASSIN (43.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.21 years 2019
2019
Q1: 0.0 years
Med: 0.0 years
Q3: 1.03 years
Average

In 2019, the repayment capacity of LA FINANCIERE DU BASSIN (0.21) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 160.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

160.896

Liquidity indicators evolution
LA FINANCIERE DU BASSIN

Sector positioning

Liquidity ratio
160.9 2022
2019
2021
2022
Q1: 133.65
Med: 294.73
Q3: 834.04
Average -23 pts over 3 years

In 2022, the liquidity ratio of LA FINANCIERE DU BASSIN (160.90) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2019
2019
Q1: 0.0x
Med: 0.0x
Q3: 0.84x
Average

In 2019, the interest coverage of LA FINANCIERE DU BASSIN (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LA FINANCIERE DU BASSIN

Positioning of LA FINANCIERE DU BASSIN in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of LA FINANCIERE DU BASSIN is estimated at 93 716 € (range 34 330€ - 240 922€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
103 transactions
34k€ 93k€ 240k€
93 716 € Range: 34 330€ - 240 922€
NAF 5 all-time

Valuation method used

Net Income Multiple
28 006 € × 3.3x = 93 716 €
Range: 34 330€ - 240 922€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare LA FINANCIERE DU BASSIN with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about LA FINANCIERE DU BASSIN

What is the revenue of LA FINANCIERE DU BASSIN ?

The revenue of LA FINANCIERE DU BASSIN in 2019 is 556 k€.

Is LA FINANCIERE DU BASSIN profitable?

Yes, LA FINANCIERE DU BASSIN generated a net profit of 28 k€ in 2022.

Where is the headquarters of LA FINANCIERE DU BASSIN ?

The headquarters of LA FINANCIERE DU BASSIN is located in LA TESTE-DE-BUCH (33260), in the department Gironde.

Where to find the tax return of LA FINANCIERE DU BASSIN ?

The tax return of LA FINANCIERE DU BASSIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA FINANCIERE DU BASSIN operate?

LA FINANCIERE DU BASSIN operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.