SIREN : 507659548
LA FINANCIERE DES RIVIERES is a French company founded 17 years ago, specialized in the sector Activités des sièges sociaux. Based in VINAY (38470), this company of category PME shows in 2024 a revenue of 415 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 414 999 € | 265 000 € | 178 285 € | 166 416 € | 193 747 € | 183 185 € | 155 404 € | 148 965 € | 137 809 € |
| Net income | 1 129 257 € | 1 387 114 € | -58 954 € | 166 159 € | 5 951 € | 159 825 € | 746 250 € | 205 742 € | 204 797 € |
| EBITDA | 18 217 € | 16 185 € | -59 067 € | -14 800 € | 27 680 € | 19 940 € | 17 546 € | 10 804 € | 4 136 € |
| Net margin | 272.1% | 523.4% | -33.1% | 99.8% | 3.1% | 87.2% | 480.2% | 138.1% | 148.6% |
In 2024, LA FINANCIERE DES RIVIERES achieves revenue of 415 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +14.8%. Vs 2023, growth of +57% (265 k€ -> 415 k€). After deducting consumption (0 €), gross margin stands at 415 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 4.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.1 M€, i.e. 272.1% of revenue. This profit can be retained or distributed to shareholders.
414 999 €
414 999 €
18 217 €
9 891 €
1 129 257 €
4.4%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 274.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
9.506%
90.226%
274.117%
0.514
60.4%
In 2024, the debt ratio of LA FINANCIERE DES RIVIERES (9.51) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of LA FINANCIERE DES RIVIERES (90.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of LA FINANCIERE DES RIVIERES (0.51) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 5202.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 162.5x. Operating income very largely covers interest expenses: high safety margin.
5202.881
162.458
In 2024, the liquidity ratio of LA FINANCIERE DES RIVIERES (5202.88) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of LA FINANCIERE DES RIVIERES (162.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 83 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. The gap of 58 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1887 days of revenue, i.e. 2.2 M€ to permanently finance. Over 2016-2024, WCR increased by +1447%, requiring additional financing.
2 175 060 €
83 j
25 j
0 j
1887 j
Based on 103 transactions of similar company sales in 2024, the value of LA FINANCIERE DES RIVIERES is estimated at 2 240 217 € (range 767 627€ - 5 952 976€). With an EBITDA of 18 217€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LA FINANCIERE DES RIVIERES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of LA FINANCIERE DES RIVIERES in 2024 is 415 k€.
Yes, LA FINANCIERE DES RIVIERES generated a net profit of 1.1 M€ in 2024.
The headquarters of LA FINANCIERE DES RIVIERES is located in VINAY (38470), in the department Isere.
The tax return of LA FINANCIERE DES RIVIERES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LA FINANCIERE DES RIVIERES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.