Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

LA FINANCIERE D'EMERAUDE : revenue, balance sheet and financial ratios

LA FINANCIERE D'EMERAUDE is a French company founded 15 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in RENNES (35000), this company of category PME shows in 2022 a net income positive of 598 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA FINANCIERE D'EMERAUDE (SIREN 530735984)
Indicator 2022 2021 2020 2018
Revenue N/C N/C N/C N/C
Net income 597 506 € 362 333 € 241 764 € 128 203 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2022, LA FINANCIERE D'EMERAUDE generates positive net income of 598 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2022: 128 k€ -> 598 k€.

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

597 506 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 36%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

35.68%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

64.857%

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

57.1%

Solvency indicators evolution
LA FINANCIERE D'EMERAUDE

Sector positioning

Debt ratio
35.68 2022
2020
2021
2022
Q1: 0.03
Med: 12.59
Q3: 62.94
Average -14 pts over 3 years

In 2022, the debt ratio of LA FINANCIERE D'EMERAUDE (35.68) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
64.86% 2022
2020
2021
2022
Q1: 17.59%
Med: 47.12%
Q3: 73.71%
Good +22 pts over 3 years

In 2022, the financial autonomy of LA FINANCIERE D'EMERAUDE (64.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 634.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

634.467

Liquidity indicators evolution
LA FINANCIERE D'EMERAUDE

Sector positioning

Liquidity ratio
634.47 2022
2020
2021
2022
Q1: 118.8
Med: 232.91
Q3: 512.08
Excellent +11 pts over 3 years

In 2022, the liquidity ratio of LA FINANCIERE D'EMERAUDE (634.47) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of LA FINANCIERE D'EMERAUDE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of LA FINANCIERE D'EMERAUDE is estimated at 1 202 582 € (range 568 844€ - 5 490 866€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
568k€ 1202k€ 5490k€
1 202 582 € Range: 568 844€ - 5 490 866€
NAF 5 all-time

Valuation method used

Net Income Multiple
597 506 € × 2.0x = 1 202 582 €
Range: 568 844€ - 5 490 866€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare LA FINANCIERE D'EMERAUDE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about LA FINANCIERE D'EMERAUDE

What is the revenue of LA FINANCIERE D'EMERAUDE ?

The revenue of LA FINANCIERE D'EMERAUDE is not publicly disclosed (confidential accounts filed with INPI).

Is LA FINANCIERE D'EMERAUDE profitable?

Yes, LA FINANCIERE D'EMERAUDE generated a net profit of 598 k€ in 2022.

Where is the headquarters of LA FINANCIERE D'EMERAUDE ?

The headquarters of LA FINANCIERE D'EMERAUDE is located in RENNES (35000), in the department Ille-et-Vilaine.

Where to find the tax return of LA FINANCIERE D'EMERAUDE ?

The tax return of LA FINANCIERE D'EMERAUDE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA FINANCIERE D'EMERAUDE operate?

LA FINANCIERE D'EMERAUDE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.