LA FINANCIERE DE TRONCAIS : revenue, balance sheet and financial ratios

LA FINANCIERE DE TRONCAIS is a French company founded 13 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-PIERRE-LES-ETIEUX (18210), this company of category PME shows in 2021 a revenue of 463 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA FINANCIERE DE TRONCAIS (SIREN 753158419)
Indicator 2021 2020 2019 2018 2017
Revenue 462 650 € 462 000 € 532 629 € 282 000 € 282 000 €
Net income 165 155 € 214 197 € 211 366 € 38 761 € 33 442 €
EBITDA 193 207 € 196 815 € 205 451 € 12 088 € 4 579 €
Net margin 35.7% 46.4% 39.7% 13.7% 11.9%

Revenue and income statement

In 2021, LA FINANCIERE DE TRONCAIS achieves revenue of 463 k€. Over the period 2017-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +13.2%. Vs 2020: +0%. After deducting consumption (0 €), gross margin stands at 463 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 193 k€, representing 41.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 165 k€, i.e. 35.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

462 650 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

462 650 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

193 207 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

171 658 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

165 155 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

41.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 162%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 38.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

161.889%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.558%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

38.367%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

14.043

Solvency indicators evolution
LA FINANCIERE DE TRONCAIS

Sector positioning

Debt ratio
161.89 2021
2019
2020
2021
Q1: 0.13
Med: 15.19
Q3: 84.93
Average

In 2021, the debt ratio of LA FINANCIERE DE TRONCAIS (161.89) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
37.56% 2021
2019
2020
2021
Q1: 21.52%
Med: 60.87%
Q3: 89.3%
Average

In 2021, the financial autonomy of LA FINANCIERE DE TRONCAIS (37.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
14.04 years 2021
2019
2020
2021
Q1: -0.0 years
Med: 0.11 years
Q3: 3.68 years
Average

In 2021, the repayment capacity of LA FINANCIERE DE TRONCAIS (14.04) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 906.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 73.0x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

906.254

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

72.964

Liquidity indicators evolution
LA FINANCIERE DE TRONCAIS

Sector positioning

Liquidity ratio
906.25 2021
2019
2020
2021
Q1: 108.17
Med: 446.13
Q3: 2343.75
Good

In 2021, the liquidity ratio of LA FINANCIERE DE TRONCAIS (906.25) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
72.96x 2021
2019
2020
2021
Q1: -44.79x
Med: 0.0x
Q3: 0.0x
Excellent

In 2021, the interest coverage of LA FINANCIERE DE TRONCAIS (73.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 190 days. Excellent situation: suppliers finance 141 days of the operating cycle (retail model). Overall, WCR represents 32 days of revenue, i.e. 42 k€ to permanently finance. Notable WCR improvement over the period (-33%), freeing up cash.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

41 625 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

49 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

190 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

32 j

WCR and payment terms evolution
LA FINANCIERE DE TRONCAIS

Positioning of LA FINANCIERE DE TRONCAIS in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 98 transactions of similar company sales in 2021, the value of LA FINANCIERE DE TRONCAIS is estimated at 729 479 € (range 352 764€ - 1 364 128€). With an EBITDA of 193 207€, the sector multiple of 5.2x is applied. The price/revenue ratio is 0.46x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
98 tx
352k€ 729k€ 1364k€
729 479 € Range: 352 764€ - 1 364 128€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
193 207 € × 5.2x
Estimation 1 013 442 €
535 433€ - 1 562 908€
Revenue Multiple 30%
462 650 € × 0.46x
Estimation 214 769 €
105 010€ - 450 682€
Net Income Multiple 20%
165 155 € × 4.8x
Estimation 791 641 €
267 723€ - 2 237 349€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare LA FINANCIERE DE TRONCAIS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about LA FINANCIERE DE TRONCAIS

What is the revenue of LA FINANCIERE DE TRONCAIS ?

The revenue of LA FINANCIERE DE TRONCAIS in 2021 is 463 k€.

Is LA FINANCIERE DE TRONCAIS profitable?

Yes, LA FINANCIERE DE TRONCAIS generated a net profit of 165 k€ in 2021.

Where is the headquarters of LA FINANCIERE DE TRONCAIS ?

The headquarters of LA FINANCIERE DE TRONCAIS is located in SAINT-PIERRE-LES-ETIEUX (18210), in the department Cher.

Where to find the tax return of LA FINANCIERE DE TRONCAIS ?

The tax return of LA FINANCIERE DE TRONCAIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA FINANCIERE DE TRONCAIS operate?

LA FINANCIERE DE TRONCAIS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.