SIREN : 494414147
LA FINANCIERE CARS is a French company founded 19 years ago, specialized in the sector Gestion de fonds. Based in SOTTEVILLE-LES-ROUEN (76300), this company of category ETI shows in 2024 a revenue of 916 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 916 395 € | 1 211 739 € | 1 084 021 € | 1 035 072 € | 790 036 € | 715 459 € |
| Net income | 102 368 € | 8 820 € | 341 616 € | 583 357 € | 781 542 € | 594 868 € |
| EBITDA | 81 142 € | 78 311 € | 14 619 € | 103 282 € | 116 499 € | -11 761 € |
| Net margin | 11.2% | 0.7% | 31.5% | 56.4% | 98.9% | 83.1% |
In 2024, LA FINANCIERE CARS achieves revenue of 916 k€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.1%. Significant drop of -24% vs 2023. After deducting consumption (0 €), gross margin stands at 916 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 81 k€, representing 8.9% of revenue. Positive scissor effect: EBITDA margin improves by +2.4 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 102 k€, i.e. 11.2% of revenue. This profit can be retained or distributed to shareholders.
916 395 €
916 395 €
81 142 €
80 813 €
102 368 €
8.9%
The debt ratio (= Financial debt / Equity x 100) stands at 125%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 35.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 11.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
124.786%
43.945%
11.316%
34.97
90.4%
In 2024, the debt ratio of LA FINANCIERE CARS (124.79) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of LA FINANCIERE CARS (44.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LA FINANCIERE CARS (34.97) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1947.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 123.7x. Operating income very largely covers interest expenses: high safety margin.
1947.556
123.698
In 2024, the liquidity ratio of LA FINANCIERE CARS (1947.56) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of LA FINANCIERE CARS (123.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 10 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Overall, WCR represents 672 days of revenue, i.e. 1.7 M€ to permanently finance. Over 2019-2024, WCR increased by +279%, requiring additional financing.
1 710 369 €
0 j
10 j
0 j
672 j
Based on 62 transactions of similar company sales
in 2024,
the value of LA FINANCIERE CARS is estimated at
429 663 €
(range 146 807€ - 971 002€).
With an EBITDA of 81 142€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LA FINANCIERE CARS with other companies in the same sector:
The revenue of LA FINANCIERE CARS in 2024 is 916 k€.
Yes, LA FINANCIERE CARS generated a net profit of 102 k€ in 2024.
The headquarters of LA FINANCIERE CARS is located in SOTTEVILLE-LES-ROUEN (76300), in the department Seine-Maritime.
The tax return of LA FINANCIERE CARS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LA FINANCIERE CARS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.