SIREN : 877742288
LA FINANCIERE is a French company founded 6 years ago, specialized in the sector Activités des sociétés holding. Based in BUSSY-SAINT-GEORGES (77600), this company of category PME shows in 2024 a revenue of 353 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2021 |
|---|---|---|---|---|---|
| Revenue | 352 539 € | 320 015 € | 275 863 € | 81 610 € | 83 987 € |
| Net income | 186 913 € | 118 191 € | 36 629 € | 42 498 € | 44 135 € |
| EBITDA | 344 594 € | 287 892 € | 192 117 € | 72 294 € | 29 133 € |
| Net margin | 53.0% | 36.9% | 13.3% | 52.1% | 52.5% |
In 2024, LA FINANCIERE achieves revenue of 353 k€. Over the period 2021-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +61.3%. Vs 2023, growth of +10% (320 k€ -> 353 k€). After deducting consumption (0 €), gross margin stands at 353 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 345 k€, representing 97.7% of revenue. Positive scissor effect: EBITDA margin improves by +7.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 187 k€, i.e. 53.0% of revenue. This profit can be retained or distributed to shareholders.
352 539 €
352 539 €
344 594 €
344 594 €
186 913 €
97.7%
The debt ratio (= Financial debt / Equity x 100) stands at 634%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 13.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 53.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
633.899%
12.649%
53.019%
13.119
In 2024, the debt ratio of LA FINANCIERE (633.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of LA FINANCIERE (12.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LA FINANCIERE (13.12) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1374.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 75.8x. Operating income very largely covers interest expenses: high safety margin.
1374.704
75.846
In 2024, the liquidity ratio of LA FINANCIERE (1374.70) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of LA FINANCIERE (75.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 788 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 443 days. The gap of 345 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 2859 days of revenue, i.e. 2.8 M€ to permanently finance. Over 2021-2024, WCR increased by +132%, requiring additional financing.
2 799 974 €
788 j
443 j
0 j
2859 j
Based on 54 transactions of similar company sales
in 2024,
the value of LA FINANCIERE is estimated at
950 049 €
(range 214 588€ - 1 789 068€).
With an EBITDA of 344 594€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LA FINANCIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of LA FINANCIERE in 2024 is 353 k€.
Yes, LA FINANCIERE generated a net profit of 187 k€ in 2024.
The headquarters of LA FINANCIERE is located in BUSSY-SAINT-GEORGES (77600), in the department Seine-et-Marne.
The tax return of LA FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LA FINANCIERE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.