LA FABRIQUE DU COURTAGE : revenue, balance sheet and financial ratios

LA FABRIQUE DU COURTAGE is a French company founded 15 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in REIMS (51100), this company of category PME shows in 2020 a revenue of 907 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA FABRIQUE DU COURTAGE (SIREN 527978225)
Indicator 2021 2020 2019 2018 2017 2016
Revenue N/C 906 682 € 1 314 825 € 1 131 489 € 1 250 399 € 1 098 025 €
Net income 5 258 € 32 503 € 35 010 € 1 629 € 78 267 € 59 741 €
EBITDA N/C 49 124 € 77 448 € 8 985 € 123 255 € 104 321 €
Net margin N/C 3.6% 2.7% 0.1% 6.3% 5.4%

Revenue and income statement

In 2021, LA FABRIQUE DU COURTAGE generates positive net income of 5 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2021: 60 k€ -> 5 k€.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 258 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 100%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

100.358%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.655%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

24.4%

Solvency indicators evolution
LA FABRIQUE DU COURTAGE

Sector positioning

Debt ratio
100.36 2021
2019
2020
2021
Q1: 0.0
Med: 8.63
Q3: 80.84
Average

In 2021, the debt ratio of LA FABRIQUE DU COURTAGE (100.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.66% 2021
2019
2020
2021
Q1: 8.26%
Med: 40.93%
Q3: 73.55%
Average

In 2021, the financial autonomy of LA FABRIQUE DU COURTAGE (38.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
8.09 years 2020
2019
2020
Q1: 0.0 years
Med: 0.0 years
Q3: 1.39 years
Average

In 2020, the repayment capacity of LA FABRIQUE DU COURTAGE (8.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 341.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

341.132

Liquidity indicators evolution
LA FABRIQUE DU COURTAGE

Sector positioning

Liquidity ratio
341.13 2021
2019
2020
2021
Q1: 132.89
Med: 276.82
Q3: 713.82
Good +13 pts over 3 years

In 2021, the liquidity ratio of LA FABRIQUE DU COURTAGE (341.13) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
1.17x 2020
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 0.53x
Excellent

In 2020, the interest coverage of LA FABRIQUE DU COURTAGE (1.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LA FABRIQUE DU COURTAGE

Positioning of LA FABRIQUE DU COURTAGE in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of LA FABRIQUE DU COURTAGE is estimated at 17 594 € (range 6 445€ - 45 232€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
103 transactions
6k€ 17k€ 45k€
17 594 € Range: 6 445€ - 45 232€
NAF 5 all-time

Valuation method used

Net Income Multiple
5 258 € × 3.3x = 17 595 €
Range: 6 445€ - 45 232€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare LA FABRIQUE DU COURTAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about LA FABRIQUE DU COURTAGE

What is the revenue of LA FABRIQUE DU COURTAGE ?

The revenue of LA FABRIQUE DU COURTAGE in 2020 is 907 k€.

Is LA FABRIQUE DU COURTAGE profitable?

Yes, LA FABRIQUE DU COURTAGE generated a net profit of 5 k€ in 2021.

Where is the headquarters of LA FABRIQUE DU COURTAGE ?

The headquarters of LA FABRIQUE DU COURTAGE is located in REIMS (51100), in the department Marne.

Where to find the tax return of LA FABRIQUE DU COURTAGE ?

The tax return of LA FABRIQUE DU COURTAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA FABRIQUE DU COURTAGE operate?

LA FABRIQUE DU COURTAGE operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.