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LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE : revenue, balance sheet and financial ratios
LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE is a French company
founded 68 years ago,
specialized in the sector Promotion immobilière de logements.
Based in TOULOUSE (31400),
this company of category ETI
shows in 2017 a revenue of 17.6 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE (SIREN 580801959)
Indicator
2017
2016
Revenue
17 552 193 €
N/C
Net income
437 806 €
270 492 €
EBITDA
1 048 254 €
N/C
Net margin
2.5%
N/C
Revenue and income statement
In 2017, LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE achieves revenue of 17.6 M€. After deducting consumption (116 k€), gross margin stands at 17.4 M€, i.e. a rate of 99%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.0 M€, representing 6.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 438 k€, i.e. 2.5% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2017)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
17 552 193 €
Gross margin (2017)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
17 436 627 €
EBITDA (2017)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
1 048 254 €
EBIT (2017)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
716 537 €
Net income (2017)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
437 806 €
EBITDA margin (2017)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
6.0%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 389%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 25.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
Debt ratio (2017)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
388.896%
Financial autonomy (2017)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
17.779%
Cash flow / Revenue (2017)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
4.381%
Repayment capacity (2017)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
24.99
Asset age ratio (2017)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
Debt ratio
0.0
388.896
Financial autonomy
15.222
17.779
Repayment capacity
0.0
24.99
Cash flow / Revenue
None%
4.381%
Sector positioning
Debt ratio
388.92017
2016
2017
Q1: 0.0
Med: 7.11
Q3: 134.39
Average+50 pts over 2 years
In 2017, the debt ratio of LA COOPERATIVE D'HABITATI... (388.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
17.78%2017
2016
2017
Q1: 0.84%
Med: 23.18%
Q3: 62.8%
Average
In 2017, the financial autonomy of LA COOPERATIVE D'HABITATI... (17.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
24.99 years2017
2016
2017
Q1: -1.19 years
Med: 0.0 years
Q3: 1.97 years
Average+25 pts over 2 years
In 2017, the repayment capacity of LA COOPERATIVE D'HABITATI... (24.99) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 768.41. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 22.0x. Operating income very largely covers interest expenses: high safety margin.
Liquidity ratio (2017)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
768.41
Interest coverage (2017)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
21.998
Liquidity indicators evolution LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
Liquidity ratio
14088.609
768.41
Interest coverage
None
21.998
Sector positioning
Liquidity ratio
768.412017
2016
2017
Q1: 132.53
Med: 298.76
Q3: 857.84
Good
In 2017, the liquidity ratio of LA COOPERATIVE D'HABITATI... (768.41) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
22.0x2017
2017
Q1: -1.94x
Med: 0.0x
Q3: 2.13x
Excellent
In 2017, the interest coverage of LA COOPERATIVE D'HABITATI... (22.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. The company must finance 14 days of gap between collections and payments. Inventory turnover is 398 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 411 days of revenue, i.e. 20.1 M€ to permanently finance.
Operating WCR (2017)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
20 057 066 €
Customer credit (2017)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
41 j
Supplier credit (2017)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
27 j
Inventory turnover (2017)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
398 j
WCR in days of revenue (2017)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
411 j
WCR and payment terms evolution LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
Operating WCR
0 €
20 057 066 €
Inventory turnover (days)
0
398
Customer payment term (days)
0
41
Supplier payment term (days)
0
27
Positioning of LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE in its sector
Comparison with sector Promotion immobilière de logements
Valuation estimate
Based on 80 transactions of similar company sales
(all years),
the value of LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE is estimated at
2 204 656 €
(range 810 765€ - 5 788 330€).
With an EBITDA of 1 048 254€, the sector multiple of 1.0x is applied.
The price/revenue ratio is 0.28x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2017
80 tx
810k€2204k€5788k€
2 204 656 €Range: 810 765€ - 5 788 330€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
1 048 254 €×1.0x
Estimation1 051 783 €
434 333€ - 3 198 939€
Revenue Multiple30%
17 552 193 €×0.28x
Estimation4 910 424 €
1 765 734€ - 12 076 899€
Net Income Multiple20%
437 806 €×2.3x
Estimation1 028 190 €
319 397€ - 2 828 956€
How is this estimate calculated?
This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Promotion immobilière de logements)
Compare LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE with other companies in the same sector:
Frequently asked questions about LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE
What is the revenue of LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE ?
The revenue of LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE in 2017 is 17.6 M€.
Is LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE profitable?
Yes, LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE generated a net profit of 438 k€ in 2017.
Where is the headquarters of LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE ?
The headquarters of LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE is located in TOULOUSE (31400), in the department Haute-Garonne.
Where to find the tax return of LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE ?
The tax return of LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE operate?
LA COOPERATIVE D'HABITATIONS SA COOPERATIVE D'INTERET COLLECTIF D'HABITATIONS A LOYER MODERE, SOCIETE A CAPITAL VARIABLE operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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