LA COMPAGNIE FINANCIERE DE LA PONCETIERE : revenue, balance sheet and financial ratios

LA COMPAGNIE FINANCIERE DE LA PONCETIERE is a French company founded 25 years ago, specialized in the sector Gestion de fonds. Based in CORBAS (69960), this company of category PME shows in 2021 a revenue of 325 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA COMPAGNIE FINANCIERE DE LA PONCETIERE (SIREN 434507521)
Indicator 2021 2018 2017 2016
Revenue 325 000 € 150 000 € 167 000 € 182 000 €
Net income 35 488 € 150 624 € 37 769 € 119 611 €
EBITDA 7 347 € 14 808 € 42 958 € 53 287 €
Net margin 10.9% 100.4% 22.6% 65.7%

Revenue and income statement

In 2021, LA COMPAGNIE FINANCIERE DE LA PONCETIERE achieves revenue of 325 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +12.3%. Vs 2018, growth of +117% (150 k€ -> 325 k€). After deducting consumption (0 €), gross margin stands at 325 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 7 k€, representing 2.3% of revenue. Warning negative scissor effect: despite revenue change (+117%), EBITDA varies by -50%, reducing margin by 7.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 35 k€, i.e. 10.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

325 000 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

325 000 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

7 347 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

41 324 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

35 488 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

2.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 112.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

8.277%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

89.705%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.464%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

112.732

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

28.1%

Solvency indicators evolution
LA COMPAGNIE FINANCIERE DE LA PONCETIERE

Sector positioning

Debt ratio
8.28 2021
2017
2018
2021
Q1: 0.02
Med: 16.89
Q3: 133.03
Good -14 pts over 3 years

In 2021, the debt ratio of LA COMPAGNIE FINANCIERE D... (8.28) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
89.7% 2021
2017
2018
2021
Q1: 13.27%
Med: 52.52%
Q3: 87.72%
Excellent

In 2021, the financial autonomy of LA COMPAGNIE FINANCIERE D... (89.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
112.73 years 2021
2017
2018
2021
Q1: -0.13 years
Med: 0.0 years
Q3: 3.51 years
Watch

In 2021, the repayment capacity of LA COMPAGNIE FINANCIERE D... (112.73) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 503.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

503.096

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
LA COMPAGNIE FINANCIERE DE LA PONCETIERE

Sector positioning

Liquidity ratio
503.1 2021
2017
2018
2021
Q1: 95.51
Med: 362.13
Q3: 2062.09
Good -23 pts over 3 years

In 2021, the liquidity ratio of LA COMPAGNIE FINANCIERE D... (503.10) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2021
2017
2018
2021
Q1: -41.55x
Med: 0.0x
Q3: 0.0x
Good -25 pts over 3 years

In 2021, the interest coverage of LA COMPAGNIE FINANCIERE D... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 34 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 210 days. Excellent situation: suppliers finance 176 days of the operating cycle (retail model). Overall, WCR represents 211 days of revenue, i.e. 190 k€ to permanently finance. Notable WCR improvement over the period (-64%), freeing up cash.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

190 392 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

34 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

210 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

211 j

WCR and payment terms evolution
LA COMPAGNIE FINANCIERE DE LA PONCETIERE

Positioning of LA COMPAGNIE FINANCIERE DE LA PONCETIERE in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 76 transactions of similar company sales in 2021, the value of LA COMPAGNIE FINANCIERE DE LA PONCETIERE is estimated at 120 781 € (range 38 143€ - 213 632€). With an EBITDA of 7 347€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
76 tx
38k€ 120k€ 213k€
120 781 € Range: 38 143€ - 213 632€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
7 347 € × 2.9x
Estimation 21 171 €
9 952€ - 56 807€
Revenue Multiple 30%
325 000 € × 0.33x
Estimation 108 646 €
48 954€ - 292 606€
Net Income Multiple 20%
35 488 € × 10.9x
Estimation 388 011 €
92 408€ - 487 238€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare LA COMPAGNIE FINANCIERE DE LA PONCETIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about LA COMPAGNIE FINANCIERE DE LA PONCETIERE

What is the revenue of LA COMPAGNIE FINANCIERE DE LA PONCETIERE ?

The revenue of LA COMPAGNIE FINANCIERE DE LA PONCETIERE in 2021 is 325 k€.

Is LA COMPAGNIE FINANCIERE DE LA PONCETIERE profitable?

Yes, LA COMPAGNIE FINANCIERE DE LA PONCETIERE generated a net profit of 35 k€ in 2021.

Where is the headquarters of LA COMPAGNIE FINANCIERE DE LA PONCETIERE ?

The headquarters of LA COMPAGNIE FINANCIERE DE LA PONCETIERE is located in CORBAS (69960), in the department Rhone.

Where to find the tax return of LA COMPAGNIE FINANCIERE DE LA PONCETIERE ?

The tax return of LA COMPAGNIE FINANCIERE DE LA PONCETIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA COMPAGNIE FINANCIERE DE LA PONCETIERE operate?

LA COMPAGNIE FINANCIERE DE LA PONCETIERE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.