L ABRI POPULAIRE DE BOURGES : revenue, balance sheet and financial ratios

L ABRI POPULAIRE DE BOURGES is a French company founded 34 years ago, specialized in the sector Location de logements. Based in BOURGES (18000), this company of category PME shows in 2020 a revenue of 6 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - L ABRI POPULAIRE DE BOURGES (SIREN 573721016)
Indicator 2020 2018 2017 2016
Revenue 6 424 € 6 773 € N/C 9 299 €
Net income 0 € 0 € 0 € 0 €
EBITDA 898 € 649 € -1 597 € 881 €
Net margin 0.0% 0.0% N/C 0.0%

Revenue and income statement

In 2020, L ABRI POPULAIRE DE BOURGES achieves revenue of 6 k€. Revenue is declining over the period 2016-2020 (CAGR: -8.8%). Slight decline of -5% vs 2018. After deducting consumption (0 €), gross margin stands at 6 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 898 €, representing 14.0% of revenue. Positive scissor effect: EBITDA margin improves by +4.4 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Net income is negative at 0 € (0.0% of revenue), which will impact equity.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

6 424 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

6 424 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

898 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

14.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 14.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

97.185%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

13.979%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

11.7%

Solvency indicators evolution
L ABRI POPULAIRE DE BOURGES

Sector positioning

Debt ratio
0.0 2020
2017
2018
2020
Q1: -284.59
Med: 0.0
Q3: 132.41
Good

In 2020, the debt ratio of L ABRI POPULAIRE DE BOURGES (0.00) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
97.19% 2020
2017
2018
2020
Q1: 0.34%
Med: 45.07%
Q3: 98.34%
Good

In 2020, the financial autonomy of L ABRI POPULAIRE DE BOURGES (97.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2020
2017
2018
2020
Q1: 0.0 years
Med: 0.3 years
Q3: 17.0 years
Excellent

In 2020, the repayment capacity of L ABRI POPULAIRE DE BOURGES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 3284.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

3284.481

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
L ABRI POPULAIRE DE BOURGES

Sector positioning

Liquidity ratio
3284.48 2020
2017
2018
2020
Q1: 10.98
Med: 132.1
Q3: 740.62
Excellent

In 2020, the liquidity ratio of L ABRI POPULAIRE DE BOURGES (3284.48) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2020
2017
2018
2020
Q1: 0.0x
Med: 0.0x
Q3: 20.7x
Average

In 2020, the interest coverage of L ABRI POPULAIRE DE BOURGES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 920 days of revenue, i.e. 16 k€ to permanently finance. Over 2016-2020, WCR increased by +28%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

16 408 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

920 j

WCR and payment terms evolution
L ABRI POPULAIRE DE BOURGES

Positioning of L ABRI POPULAIRE DE BOURGES in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 193 transactions of similar company sales in 2020, the value of L ABRI POPULAIRE DE BOURGES is estimated at 4 976 € (range 2 361€ - 8 072€). With an EBITDA of 898€, the sector multiple of 6.2x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
193 transactions
2k€ 4k€ 8k€
4 976 € Range: 2 361€ - 8 072€
NAF 5 année 2020

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
898 € × 6.2x
Estimation 5 569 €
2 294€ - 7 614€
Revenue Multiple 30%
6 424 € × 0.62x
Estimation 3 989 €
2 472€ - 8 837€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare L ABRI POPULAIRE DE BOURGES with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about L ABRI POPULAIRE DE BOURGES

What is the revenue of L ABRI POPULAIRE DE BOURGES ?

The revenue of L ABRI POPULAIRE DE BOURGES in 2020 is 6 k€.

Is L ABRI POPULAIRE DE BOURGES profitable?

Profitability information is not publicly available.

Where is the headquarters of L ABRI POPULAIRE DE BOURGES ?

The headquarters of L ABRI POPULAIRE DE BOURGES is located in BOURGES (18000), in the department Cher.

Where to find the tax return of L ABRI POPULAIRE DE BOURGES ?

The tax return of L ABRI POPULAIRE DE BOURGES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does L ABRI POPULAIRE DE BOURGES operate?

L ABRI POPULAIRE DE BOURGES operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.