SIREN : 831274162
KOZYK FINANCE is a French company founded 8 years ago, specialized in the sector Activités des sociétés holding. Based in RENNES (35000), this company of category PME shows in 2024 a revenue of 426 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 426 253 € | 402 007 € | 407 259 € | 303 926 € | 316 852 € |
| Net income | 264 241 € | 41 299 € | 148 € | 870 721 € | 22 411 € |
| EBITDA | 39 395 € | 38 455 € | 39 614 € | 29 853 € | 30 808 € |
| Net margin | 62.0% | 10.3% | 0.0% | 286.5% | 7.1% |
In 2024, KOZYK FINANCE achieves revenue of 426 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.7%. Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 426 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 39 k€, representing 9.2% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 264 k€, i.e. 62.0% of revenue. This profit can be retained or distributed to shareholders.
426 253 €
426 253 €
39 395 €
38 751 €
264 241 €
9.2%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 83%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 62.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.096%
83.294%
62.142%
0.096
66.4%
In 2024, the debt ratio of KOZYK FINANCE (1.10) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of KOZYK FINANCE (83.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of KOZYK FINANCE (0.10) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 362.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 73.9x. Operating income very largely covers interest expenses: high safety margin.
362.02
73.948
In 2024, the liquidity ratio of KOZYK FINANCE (362.02) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of KOZYK FINANCE (74.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 90 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. The gap of 84 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 925 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2020-2024, WCR increased by +620%, requiring additional financing.
1 095 615 €
90 j
6 j
0 j
925 j
Based on 54 transactions of similar company sales
in 2024,
the value of KOZYK FINANCE is estimated at
247 700 €
(range 112 172€ - 648 350€).
With an EBITDA of 39 395€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KOZYK FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of KOZYK FINANCE in 2024 is 426 k€.
Yes, KOZYK FINANCE generated a net profit of 264 k€ in 2024.
The headquarters of KOZYK FINANCE is located in RENNES (35000), in the department Ille-et-Vilaine.
The tax return of KOZYK FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KOZYK FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.