KOESIO ASSET MANAGEMENT : revenue, balance sheet and financial ratios

KOESIO ASSET MANAGEMENT is a French company founded 16 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in VALENCE (26000), this company of category ETI shows in 2025 a revenue of 127.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - KOESIO ASSET MANAGEMENT (SIREN 518411889)
Indicator 2025 2024 2023 2022 2021 2019 2018 2017 2016
Revenue 127 804 765 € 105 419 303 € 85 918 176 € 16 549 070 € N/C 77 004 094 € 79 812 992 € 84 100 327 € 57 762 089 €
Net income 5 759 720 € 5 329 448 € 5 140 838 € 943 572 € 79 778 € 1 014 252 € 1 217 809 € 1 717 818 € 475 157 €
EBITDA 14 366 184 € 12 999 398 € 9 024 070 € 1 435 041 € N/C 1 741 168 € 2 241 766 € 2 840 472 € 975 906 €
Net margin 4.5% 5.1% 6.0% 5.7% N/C 1.3% 1.5% 2.0% 0.8%

Revenue and income statement

In 2025, KOESIO ASSET MANAGEMENT achieves revenue of 127.8 M€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +9.2%. Vs 2024, growth of +21% (105.4 M€ -> 127.8 M€). After deducting consumption (107.6 M€), gross margin stands at 20.2 M€, i.e. a rate of 16%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14.4 M€, representing 11.2% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.8 M€, i.e. 4.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

127 804 765 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

20 201 959 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

14 366 184 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

8 345 161 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 759 720 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

11.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 9.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

16.942%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

54.981%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

9.324%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.501

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

59.0%

Solvency indicators evolution
KOESIO ASSET MANAGEMENT

Sector positioning

Debt ratio
16.94 2025
2023
2024
2025
Q1: 0.0
Med: 8.03
Q3: 41.44
Average

In 2025, the debt ratio of KOESIO ASSET MANAGEMENT (16.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
54.98% 2025
2023
2024
2025
Q1: 9.85%
Med: 55.26%
Q3: 81.62%
Average -14 pts over 3 years

In 2025, the financial autonomy of KOESIO ASSET MANAGEMENT (55.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.5 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.06 years
Q3: 1.93 years
Average

In 2025, the repayment capacity of KOESIO ASSET MANAGEMENT (0.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 150.62. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.2x. Financial charges are adequately covered by operations.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

150.615

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.151

Liquidity indicators evolution
KOESIO ASSET MANAGEMENT

Sector positioning

Liquidity ratio
150.62 2025
2023
2024
2025
Q1: 162.43
Med: 377.84
Q3: 1101.21
Watch

In 2025, the liquidity ratio of KOESIO ASSET MANAGEMENT (150.62) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
3.15x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.0x
Q3: 2.54x
Excellent

In 2025, the interest coverage of KOESIO ASSET MANAGEMENT (3.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 32 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Overall, WCR represents 50 days of revenue, i.e. 17.8 M€ to permanently finance. Over 2016-2025, WCR increased by +54%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

17 775 087 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

32 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

36 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

50 j

WCR and payment terms evolution
KOESIO ASSET MANAGEMENT

Positioning of KOESIO ASSET MANAGEMENT in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of KOESIO ASSET MANAGEMENT is estimated at 33 852 654 € (range 15 783 922€ - 78 256 818€). With an EBITDA of 14 366 184€, the sector multiple of 2.5x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
103 transactions
15783k€ 33852k€ 78256k€
33 852 654 € Range: 15 783 922€ - 78 256 818€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
14 366 184 € × 2.5x
Estimation 36 608 405 €
16 301 987€ - 71 982 082€
Revenue Multiple 30%
127 804 765 € × 0.30x
Estimation 38 979 058 €
20 736 179€ - 107 853 838€
Net Income Multiple 20%
5 759 720 € × 3.3x
Estimation 19 273 676 €
7 060 376€ - 49 548 128€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare KOESIO ASSET MANAGEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about KOESIO ASSET MANAGEMENT

What is the revenue of KOESIO ASSET MANAGEMENT ?

The revenue of KOESIO ASSET MANAGEMENT in 2025 is 127.8 M€.

Is KOESIO ASSET MANAGEMENT profitable?

Yes, KOESIO ASSET MANAGEMENT generated a net profit of 5.8 M€ in 2025.

Where is the headquarters of KOESIO ASSET MANAGEMENT ?

The headquarters of KOESIO ASSET MANAGEMENT is located in VALENCE (26000), in the department Drome.

Where to find the tax return of KOESIO ASSET MANAGEMENT ?

The tax return of KOESIO ASSET MANAGEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does KOESIO ASSET MANAGEMENT operate?

KOESIO ASSET MANAGEMENT operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.