SIREN : 804971711
KFINANCES is a French company founded 11 years ago, specialized in the sector Autre distribution de crédit. Based in SAINT-HERBLAIN (44800), this company of category PME shows in 2022 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | N/C | 1 468 392 € | 1 360 787 € | 1 415 759 € | 1 548 384 € | 821 098 € |
| Net income | -72 084 € | 31 527 € | 41 012 € | 17 509 € | 29 062 € | 20 553 € |
| EBITDA | N/C | 79 565 € | 69 346 € | 39 521 € | 70 152 € | 20 400 € |
| Net margin | N/C | 2.1% | 3.0% | 1.2% | 1.9% | 2.5% |
In 2023, KFINANCES records a net loss of 72 k€. This deficit will reduce equity on the balance sheet.
-72 084 €
The debt ratio (= Financial debt / Equity x 100) stands at 310%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
309.826%
17.646%
15.9%
In 2023, the debt ratio of KFINANCES (309.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of KFINANCES (17.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of KFINANCES (7.55) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 322.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
322.116
In 2023, the liquidity ratio of KFINANCES (322.12) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of KFINANCES (16.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Compare KFINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Autre distribution de crédit
The revenue of KFINANCES in 2022 is 1.5 M€.
KFINANCES recorded a net loss in 2023.
The headquarters of KFINANCES is located in SAINT-HERBLAIN (44800), in the department Loire-Atlantique.
The tax return of KFINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KFINANCES operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.